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SB39Introduced in the Senate

Loans Under $25,000; Payday Loans

Vetoed

Introduced by Forrest Dunbar, District J

What does this bill do?

Plain-English breakdown

Writing a plain-English summary of this bill… this can take a few seconds the first time.

Official description

An Act relating to loans in an amount of $25,000 or less; relating to financial institutions; relating to the Nationwide Multistate Licensing System and Registry; relating to pawnbroker licensing exemptions; relating to deferred deposit advances; relating to computing interest; and providing for an effective date.

Where it stands

VETOED BY GOVERNOR 6/24/25

July 30, 2025

How did lawmakers vote?

House votes

2 recorded votes · each counted separately

Senate votes

1 recorded vote · each counted separately

HouseStage: House: Third Reading Final Passage · May 20, 2025

24

Yes

16

No

0

Absent or Not Voting

40 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.

See how each representative voted

RepresentativeDistrictVote
Jeremy Bynum1No
Rebecca Himschoot2Yes
Andrea Story3Yes
Sara Hannan4Yes
Louise Stutes5Yes
Sarah Vance6No
Justin Ruffridge7Yes
Bill Elam8No
Ky Holland9Yes
Charles Kopp10Yes

Bill history

  1. PREFILE RELEASED 1/10/25

  2. READ THE FIRST TIME - REFERRALS

  3. L&C, FIN

  4. COSPONSOR(S): TOBIN, GRAY-JACKSON, KAWASAKI

  5. L&C RPT CS 3NR 2DP SAME TITLE

  6. NR: BJORKMAN, MERRICK, YUNDT

  7. DP: DUNBAR, GRAY-JACKSON

  8. FN1: (CED)

  9. FIN RPT CS 3DP 4NR NEW TITLE

  10. DP: OLSON, HOFFMAN, KIEHL

  11. NR: STEDMAN, KAUFMAN, CRONK, MERRICK

  12. FN2: (CED)

  13. RULES TO CALENDAR 4/14/2025

  14. READ THE SECOND TIME

  15. FIN CS ADOPTED UC

  16. ADVANCED TO THIRD READING 4/15 CAL

  17. READ THE THIRD TIME CSSB 39(FIN)

  18. PASSED Y14 N6

  19. EFFECTIVE DATE(S) SAME AS PASSAGE

  20. TRANSMITTED TO (H)

  21. VERSION: CSSB 39(FIN)

  22. READ THE FIRST TIME - REFERRALS

  23. FIN

  24. CROSS SPONSOR(S): EISCHEID

  25. FIN RPT 5DP 2NR 2AM

  26. DP: HANNAN, GALVIN, JIMMIE, FOSTER, JOSEPHSON

  27. NR: BYNUM, SCHRAGE

  28. AM: STAPP, TOMASZEWSKI

  29. FN2: (CED)

  30. RULES TO CALENDAR 5/19/2025

  31. READ THE SECOND TIME

  32. ADVANCED TO THIRD READING 5/20 CALENDAR

  33. CROSS SPONSOR(S): JOSEPHSON

  34. READ THE THIRD TIME CSSB 39(FIN)

  35. PASSED Y24 N16

  36. EFFECTIVE DATE(S) ADOPTED Y29 N11

  37. RETURN TO (S), TRANSMIT TO GOVERNOR NEXT

  38. VERSION: CSSB 39(FIN)

  39. CROSS SPONSOR(S): MINA

  40. 9:17 A.M. 6/23/25 TRANSMITTED TO GOVERNOR

  41. MANIFEST ERROR(S)

  42. VETOED BY GOVERNOR 6/24/25

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