AB493Introduced in the Assembly
Mortgages: hazard insurance proceeds.
Introduced by John Harabedian, District 41
What does this bill do?
Plain-English breakdown
Writing a plain-English summary of this bill… this can take a few seconds the first time.
Official description
An act to add Section 2954.85 to the Civil Code, and to amend Section 50202 of the Financial Code, relating to mortgages, and declaring the urgency thereof, to take effect immediately.
Where it stands
Chaptered by Secretary of State - Chapter 103, Statutes of 2025.
August 29, 2025
How did lawmakers vote?
Assembly votes
4 recorded votes · each counted separately
Senate votes
3 recorded votes · each counted separately
AssemblyStage: AB 493 Harabedian Concurrence in Senate Amendments · August 18, 2025
77
Yes
0
No
2
Absent or Not Voting
79 assemblymembers recorded in this Assembly vote. Colors show vote categories only, not whether a vote was good or bad.
See how each assemblymember voted
| Assemblymember | District | Vote |
|---|---|---|
| Heather Hadwick | 1 | Yes |
| Chris Rogers | 2 | Yes |
| James Gallagher | 3 | Yes |
| Cecilia Aguiar-Curry | 4 | Yes |
| Joe Patterson | 5 | Yes |
| Maggy Krell | 6 | Yes |
| Josh Hoover | 7 | Yes |
| David Tangipa | 8 | Yes |
| Heath Flora | 9 | Yes |
| Stephanie Nguyen | 10 | Yes |
Bill history
Read first time. To print.
From printer. May be heard in committee March 13.
Referred to Com. on B.&F.
From committee chair, with author's amendments: Amend, and re-refer to Com. on B.&F. Read second time and amended.
Re-referred to Com. on B.&F.
Assembly Rule 56 suspended. (Page 616.)
(Pending re-refer to Com. on APPR.)
From committee: Do pass and re-refer to Com. on APPR. (Ayes 8. Noes 0.) (March 18). Re-referred to Com. on APPR.
From committee: Amend, and do pass as amended. (Ayes 15. Noes 0.) (March 19).
Read second time and amended. Ordered returned to second reading.
Read second time. Ordered to third reading.
Read third time. Urgency clause adopted. Passed. Ordered to the Senate. (Ayes 77. Noes 0.).
Read third time. Urgency clause adopted. Passed. Ordered to the Senate. (Ayes 77. Noes 0. Page 956.).
In Senate. Read first time. To Com. on RLS. for assignment.
Referred to Coms. on B. & F.I. and JUD.
From committee: Do pass and re-refer to Com. on JUD. (Ayes 7. Noes 0.) (June 18). Re-referred to Com. on JUD.
From committee: Amend, and do pass as amended and re-refer to Com. on APPR. with recommendation: To Consent Calendar. (Ayes 12. Noes 0.) (June 24).
Read second time and amended. Re-referred to Com. on APPR.
From committee: Be ordered to second reading file pursuant to Senate Rule 28.8 and ordered to Consent Calendar.
Read second time. Ordered to Consent Calendar.
Read third time. Urgency clause adopted. Passed. Ordered to the Assembly. (Ayes 35. Noes 0. Page 2137.).
In Assembly. Concurrence in Senate amendments pending.
Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 77. Noes 0. Page 2652.).
Enrolled and presented to the Governor at 11 a.m.
Approved by the Governor.
Chaptered by Secretary of State - Chapter 103, Statutes of 2025.
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