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HB05263Introduced in the House

An Act Concerning The Assignment Of Post-loss Homeowners And Commercial Property Insurance Benefits, Consumer Bill Of Rights And Revising Disclosure Requirements For Home Improvement Contractors And Salespersons.

Engrossed

Introduced by Insurance and Real Estate Committee

What does this bill do?

Plain-English breakdown

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Official description

To: (1) Establish a process for the assignment of post-loss benefits under homeowners and commercial property insurance policies; (2) modify the required terms of home improvement contracts; (3) preclude home improvement contractors from engaging in certain conduct to induce owners to enter into home improvement contracts; (4) require home improvement contractors to notify the commissioner regarding changes in their business names, trade names and addresses; (5) require home improvement contractors to maintain additional types of insurance coverage; (6) expand the required content of the application for a certificate of registration as a home improvement contractor; (7) modify the grounds on which the Commissioner of Consumer Protection may (A) reprimand or place a home improvement contractor or salesperson on probation, or (B) revoke, suspend, or refuse to issue or renew a certificate of registration as a home improvement contractor or salesperson; and (8) require the Insurance Commissioner to create a consumer bill of rights.

Where it stands

File Number 747

April 30, 2026

How did lawmakers vote?

House votes

1 recorded vote · each counted separately

Chamber not recorded votes

1 recorded vote · each counted separately

HouseStage: House Roll Call Vote 137 AS AMENDED · April 29, 2026

149

Yes

1

No

1

Absent or Not Voting

151 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.

What do people think?

Citizen Voice

How would you vote on this bill?

An unofficial public opinion poll. It does not affect the bill or the official vote.

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See how each representative voted

Bill history

  1. Referred to Joint Committee on Insurance and Real Estate

  2. Public Hearing 02/24

  3. Joint Favorable Substitute

  4. Filed with Legislative Commissioners' Office

  5. Referred to Office of Legislative Research and Office of Fiscal Analysis 03/25/26 5:00 PM

  6. Reported Out of Legislative Commissioners' Office

  7. Favorable Report, Tabled for the Calendar, House

  8. House Calendar Number 153

  9. File Number 187

  10. House Adopted House Amendment Schedule A 4527

  11. House Passed as Amended by House Amendment Schedule A

  12. Immediate Transmittal to the Senate

  13. Favorable Report, Tabled for the Calendar, Senate

  14. Senate Calendar Number 498

  15. File Number 747

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