H0381Introduced in the House
Office of Financial Regulation
Introduced by Insurance & Banking Subcommittee
What does this bill do?
Plain-English breakdown
Writing a plain-English summary of this bill… this can take a few seconds the first time.
Official description
Requires loan originators, mortgage brokers, & mortgage lenders & money services businesses to develop, implement, & maintain comprehensive written information security programs for protection of information systems & nonpublic personal information & to establish written incident response plans; provides requirements for notices of security breaches; revises list of actions by money services businesses which constitute grounds for disciplinary actions & penalties; provides requirements for emergency orders that suspend money services business licenses; provides that debit card transaction shall be treated same as cash transactions & prohibits redemption through credit card transaction; requires financial institutions to take measures to protect & secure certain data that contain personal information; provides requirements for notices of security breaches to office, DLA, certain individuals, & certain credit reporting agencies; revises timeline for mailing of payment for salary & travel expenses of certain field staff; revises requirements for permission to organize credit unions; removes provisions that impose limitations on investments in real estate & equipment for credit unions; revises requirements & factors for approving applications for organizing banks & trust companies; revises requirements for directors of certain banks & trust companies.
Where it stands
Died in Commerce Committee
March 13, 2026
How did lawmakers vote?
HouseStage: House Information Technology Budget & Policy Subcommittee · February 16, 2026
12
Yes
0
No
4
Absent or Not Voting
16 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.
What do people think?
Citizen Voice
How would you vote on this bill?
An unofficial public opinion poll. It does not affect the bill or the official vote.
One response per device. Location is self-reported and not verified. Results are informal and not a scientific survey.
See how each representative voted
| Representative | District | Vote |
|---|---|---|
| Angela Nixon | 13 | Absent |
| J.J. Grow | 23 | Yes |
| Brian Hodgers | 32 | Yes |
| Monique Miller | 33 | Yes |
| RaShon Young | 40 | Absent |
| Johanna Lopez | 43 | Yes |
| Kevin Steele | 55 | Yes |
| Lindsay Cross | 60 | Yes |
| Karen Gonzalez Pittman | 65 | Yes |
| Fiona McFarland | 73 | Yes |
Bill history
Filed
Referred to Insurance & Banking Subcommittee
Referred to Information Technology Budget & Policy Subcommittee
Referred to Commerce Committee
Now in Insurance & Banking Subcommittee
1st Reading (Original Filed Version)
Added to Insurance & Banking Subcommittee agenda
Favorable with CS by Insurance & Banking Subcommittee
Reported out of Insurance & Banking Subcommittee
Laid on Table under Rule 7.18(a)
CS Filed
1st Reading (Committee Substitute 1)
Referred to Information Technology Budget & Policy Subcommittee
Referred to Commerce Committee
Now in Information Technology Budget & Policy Subcommittee
Added to Information Technology Budget & Policy Subcommittee agenda
Favorable by Information Technology Budget & Policy Subcommittee
Reported out of Information Technology Budget & Policy Subcommittee
Now in Commerce Committee
Died in Commerce Committee
Verify the information
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