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H0775Introduced in the House

Homeowner's Insurance Premium Reductions

Failed

Introduced by Jervonte Edmonds, District 88

What does this bill do?

Plain-English breakdown

Writing a plain-English summary of this bill… this can take a few seconds the first time.

Official description

Requires premium reductions to be applied to homeowners who maintain certain claim-free periods; provides requirements for such premium reductions; provides that homeowners who file major storm claims remain eligible for premium reductions; requires OIR to determine premium reduction schedules for such homeowners; prohibits homeowners' insurers from treating major storm claims as certain other claims; requires homeowners' premium reductions for mitigation upgrades.

Where it stands

Died in Insurance & Banking Subcommittee

March 13, 2026

How did lawmakers vote?

No recorded vote is available for this bill yet.

Bill history

  1. Filed

  2. Referred to Insurance & Banking Subcommittee

  3. Referred to Commerce Committee

  4. Now in Insurance & Banking Subcommittee

  5. 1st Reading (Original Filed Version)

  6. Died in Insurance & Banking Subcommittee

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