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S1476Introduced in the Senate

Homeowners' Insurance Premium Discounts

Failed

Introduced by Mackenson Bernard, District 24

What does this bill do?

Plain-English breakdown

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Official description

Requiring residential property insurers to provide specified premium reductions for claim-free periods and mitigation improvements; prohibiting the use of storm-related claims to deny eligibility for a premium reduction; requiring the Office of Insurance Regulation to adopt rules relating to mitigation upgrades; prohibiting certain claims that are the result of an act of God from being used as a cause for premium discount ineligibility, etc.

Where it stands

Died in Banking and Insurance

March 13, 2026

How did lawmakers vote?

No recorded vote is available for this bill yet.

What do people think?

Citizen Voice

How would you vote on this bill?

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Bill history

  1. Filed

  2. Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Fiscal Policy

  3. Introduced

  4. Died in Banking and Insurance

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