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HB2270Introduced in the House

Relating To The Downpayment Loan Assistance Program.

Passed

Introduced by Nadine Nakamura, District 15

What does this bill do?

Plain-English breakdown

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Official description

Amends the Downpayment Loan Assistance Program by: removing the prohibition on combined loan-to-value ratios; clarifying the Hawaii Housing Finance and Development Corporation's authority to establish interest rates and allow payment waivers and interest forgiveness; authorizing financial institutions, mortgage lenders, and other loan originators to originate downpayment loans; and reducing the borrower's required personal contribution toward the downpayment. Authorizes borrowers to use a portion of a downpayment loan to pay for closing costs, prepaids, and reserves for the purchase of the residential property for which the downpayment loan is provided. (CD1)

Where it stands

Act 214, on 07/08/2026 (Gov. Msg. No. 1316).

July 9, 2026

How did lawmakers vote?

House votes

1 recorded vote · each counted separately

Senate votes

3 recorded votes · each counted separately

HouseStage: House Conference: Passed, With Amendments · April 29, 2026

3

Yes

0

No

0

Absent or Not Voting

3 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.

See how each representative voted

RepresentativeDistrictVote
Tyson Miyake10Yes
Luke Evslin16Yes
Elijah Pierick39Yes

Bill history

  1. Pending introduction.

  2. Introduced and Pass First Reading.

  3. Referred to HSG, FIN, referral sheet 5

  4. Bill scheduled to be heard by HSG on Friday, 02-13-26 9:00AM in House conference room 430 VIA VIDEOCONFERENCE.

  5. The committee on HSG recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 9 Ayes: Representative(s) Evslin, Miyake, Cochran, Grandinetti, Kila, Kitagawa, La Chica, Muraoka, Pierick; Ayes with reservations: none; Noes: none; and Excused: none.

  6. Reported from HSG (Stand. Com. Rep. No. 572-26) as amended in HD 1, recommending passage on Second Reading and referral to FIN.

  7. Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with none voting aye with reservations; none voting no (0) and none excused (0).

  8. Bill scheduled to be heard by FIN on Friday, 02-27-26 2:00PM in House conference room 308 VIA VIDEOCONFERENCE.

  9. The committee(s) on FIN recommend(s) that the measure be deferred until 03-02-26.

  10. Bill scheduled for decision making on Monday, 03-02-26 10:00AM in conference room 308 VIA VIDEOCONFERENCE.

  11. The committee on FIN recommend that the measure be PASSED, UNAMENDED. The votes were as follows: 15 Ayes: Representative(s) Todd, Takenouchi, Hartsfield, Hussey, Keohokapu-Lee Loy, Kitagawa, Kusch, Lee, M., Miyake, Morikawa, Perruso, Templo, Yamashita, Gedeon, Reyes Oda; Ayes with reservations: none; Noes: none; and 1 Excused: Representative(s) Alcos.

  12. Reported from FIN (Stand. Com. Rep. No. 858-26), recommending passage on Third Reading.

  13. Passed Third Reading with none voting aye with reservations; none voting no (0) and Representative(s) Perruso excused (1). Transmitted to Senate.

  14. Received from House (Hse. Com. No. 90).

  15. Passed First Reading.

  16. Referred to HOU, WAM.

  17. The committee(s) on HOU has scheduled a public hearing on 03-17-26 1:05PM; Conference Room 225 & Videoconference.

  18. The committee(s) on HOU recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in HOU were as follows: 4 Aye(s): Senator(s) Chang, Hashimoto, Elefante, Rhoads; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Fevella.

  19. Reported from HOU (Stand. Com. Rep. No. 3209) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM.

  20. Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM.

  21. The committee(s) on WAM will hold a public decision making on 04-07-26 10:31AM; Conference Room 211 & Videoconference.

  22. The committee(s) on WAM recommend(s) that the measure be PASSED, UNAMENDED. The votes in WAM were as follows: 12 Aye(s): Senator(s) Dela Cruz, Moriwaki, DeCoite, Elefante, Hashimoto, Inouye, Kanuha, Kidani, Kim, Richards, Wakai, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Lee, C..

  23. Reported from WAM (Stand. Com. Rep. No. 3739) with recommendation of passage on Third Reading.

  24. One Day Notice 04-14-26.

  25. Report adopted; Passed Third Reading. Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House.

  26. Returned from Senate (Sen. Com. No. 668) in amended form (SD 1).

  27. House disagrees with Senate amendment (s).

  28. Received notice of disagreement (Hse. Com. No. 780).

  29. House Conferees Appointed: Evslin, Miyake Co-Chairs; Pierick.

  30. Received notice of appointment of House conferees (Hse. Com. No. 799).

  31. Senate Conferees Appointed: Chang Chair; Hashimoto Co-Chair; Fevella.

  32. Received notice of Senate conferees (Sen. Com. No. 760).

  33. Bill scheduled for Conference Committee Meeting on Tuesday, 04-28-26 10:03AM in conference room 224.

  34. Conference Committee Meeting will reconvene on Wednesday 04-29-26 10:00AM in conference room 224.

  35. The Conference Committee recommends that the measure be Passed, with Amendments. The votes were as follows: 3 Ayes: Representative(s) Evslin, Miyake, Pierick; Ayes with reservations: none; 0 Noes: none; and 0 Excused: none.

  36. The Conference committee recommends that the measure be PASSED, WITH AMENDMENTS. The votes of the Senate Conference Managers were as follows: 3 Aye(s): Senator(s) Chang, Hashimoto, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.

  37. Reported from Conference Committee (Conf Com. Rep. No. 102-26) as amended in (CD 1).

  38. Forty-eight (48) hours notice Wednesday, 05-06-26.

  39. Reported from Conference Committee as amended CD 1 (Conf. Com. Rep. No. 102-26).

  40. 48 Hrs. Notice (as amended CD 1) 05-06-26

  41. Passed Final Reading, as amended (CD 1). Ayes, 25; Aye(s) with reservations: none . 0 No(es): none. 0 Excused: none.

  42. Passed Final Reading as amended in CD 1 with none voting aye with reservations; none voting no (0) and none excused (0).

  43. Received notice of Final Reading (Sen. Com. No. 816).

  44. Received notice of passage on Final Reading in House (Hse. Com. No. 888).

  45. Transmitted to Governor.

  46. Act 214, 07/08/2026 (Gov. Msg. No. 1316).

  47. Act 214, on 07/08/2026 (Gov. Msg. No. 1316).

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