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SB2947Introduced in the Senate

Relating To Insurance.

IntroducedSenate Public Safety, Intergovernmental and Military Affairs

Introduced by Angus McKelvey, District 6

What does this bill do?

Plain-English breakdown

Writing a plain-English summary of this bill… this can take a few seconds the first time.

Official description

Requires residential property insurers to disclose wildfire risk scores upon request and at renewal, nonrenewal, and application. Requires insurers using wildfire risk models, catastrophe models, or scoring methods to file model-use information with the Insurance Commissioner and incorporate property-level and community-level wildfire mitigation. Requires insurers to provide mitigation discounts if property-level and community-level wildfire mitigations are not incorporated into risk models. Establishes a standardized notice and an appeal process for wildfire risk scores and mitigation discounts. Authorizes insurers to provide benefits or premium reductions for wildfire risk-preventative measures and clarifies treatment for midterm premium increases and anti-rebate laws. Requires reports to the Legislature. Appropriates funds.

Where it stands

Referred to PSM/CPN, WAM.

January 30, 2026

How did lawmakers vote?

No recorded vote is available for this bill yet.

What do people think?

Citizen Voice

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Bill history

  1. Introduced.

  2. Passed First Reading.

  3. Referred to PSM/CPN, WAM.

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