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SB2964Introduced in the Senate

Relating To Property Insurance.

Passed

Introduced by Angus McKelvey, District 6

What does this bill do?

Plain-English breakdown

Writing a plain-English summary of this bill… this can take a few seconds the first time.

Official description

Requires homeowners insurance producers to notify policyholders that they may submit information regarding improvements made to the insured residential property, which shall then be submitted to the homeowners insurer. Requires homeowners insurers to reevaluate the replacement cost estimate based on the information submitted by a policyholder, and offer the policyholder the option to purchase additional coverage to cover the full amount of the replacement cost estimate. Establishes administrative penalties for violations. Effective 1/1/2027. (CD1)

Where it stands

Act 256, on 07/14/2026 (Gov. Msg. No. 1358).

July 14, 2026

How did lawmakers vote?

House votes

1 recorded vote · each counted separately

Senate votes

2 recorded votes · each counted separately

SenateStage: Senate Conference: Passed, With Amendments · April 29, 2026

3

Yes

0

No

0

Absent or Not Voting

3 senators recorded in this Senate vote. Colors show vote categories only, not whether a vote was good or bad.

See how each senator voted

SenatorDistrictVote
Angus McKelvey6Yes
Brenton Awa23Yes
Jarrett Keohokalole24Yes

Bill history

  1. Introduced.

  2. Passed First Reading.

  3. Referred to CPN.

  4. The committee(s) on CPN has scheduled a public hearing on 02-25-26 9:32AM; Conference Room 229 & Videoconference.

  5. The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 5 Aye(s): Senator(s) Keohokalole, Fukunaga, Lamosao, McKelvey, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.

  6. Reported from CPN (Stand. Com. Rep. No. 2797) with recommendation of passage on Second Reading, as amended (SD 1) and placement on the calendar for Third Reading.

  7. Report adopted; Passed Second Reading, as amended (SD 1).

  8. 48 Hrs. Notice 3/10/2026.

  9. Passed Third Reading, as amended (SD 1). Ayes, 25; Aye(s) with reservations: Senator(s) Inouye, Richards, San Buenaventura. Noes, 0 (none). Excused, 0 (none). Transmitted to House.

  10. Received from Senate (Sen. Com. No. 327) in amended form (SD 1).

  11. Pass First Reading

  12. Referred to CPC, referral sheet 17

  13. Bill scheduled to be heard by CPC on Tuesday, 03-31-26 2:05PM in House conference room 329 VIA VIDEOCONFERENCE.

  14. The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 9 Ayes: Representative(s) Matayoshi, Grandinetti, Chun, Ilagan, Kong, Marten, Tam, Pierick; Ayes with reservations: Representative(s) Iwamoto; Noes: none; and 2 Excused: Representative(s) Ichiyama, Lowen.

  15. Reported from CPC (Stand. Com. Rep. No. 1971-26) as amended in HD 1, recommending passage on Second Reading and placement on the calendar for Third Reading.

  16. Passed Second Reading as amended in HD 1; placed on the calendar for Third Reading with none voting aye with reservations; none voting no (0) and Representative(s) Cochran excused (1).

  17. Passed Third Reading with none voting aye with reservations; none voting no (0) and none excused (0). Transmitted to Senate.

  18. Received from House (Hse. Com. No. 720).

  19. Senate disagrees with House amendments.

  20. Received notice of disagreement (Sen. Com. No. 710).

  21. House Conferees Appointed: Matayoshi Chair; Grandinetti, Pierick.

  22. Received notice of appointment of House conferees (Hse. Com. No. 787).

  23. Senate Conferees Appointed: Keohokalole Chair; McKelvey Co-Chair; Awa.

  24. Received notice of Senate conferees (Sen. Com. No. 783).

  25. Bill scheduled for Conference Committee Meeting on Wednesday, 04-29-26 3:30PM in conference room 224.

  26. The Conference committee recommends that the measure be PASSED, WITH AMENDMENTS. The votes of the Senate Conference Managers were as follows: 3 Aye(s): Senator(s) Keohokalole, McKelvey, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.

  27. The Conference Committee recommends that the measure be Passed, with Amendments. The votes were as follows: 3 Ayes: Representative(s) Matayoshi, Grandinetti, Pierick; Ayes with reservations: none; 0 Noes: none; and 0 Excused: none.

  28. Reported from Conference Committee as amended CD 1 (Conf. Com. Rep. No. 75-26).

  29. 48 Hrs. Notice (as amended CD 1) 05-06-26.

  30. Reported from Conference Committee (Conf Com. Rep. No. 75-26) as amended in (CD 1).

  31. Forty-eight (48) hours notice Wednesday, 05-06-26.

  32. Passed Final Reading, as amended (CD 1). Ayes, 25; Aye(s) with reservations: none . 0 No(es): none. 0 Excused: none.

  33. Passed Final Reading as amended in CD 1 with none voting aye with reservations; none voting no (0) and none excused (0).

  34. Received notice of Final Reading (Sen. Com. No. 816).

  35. Received notice of passage on Final Reading in House (Hse. Com. No. 888).

  36. Enrolled to Governor.

  37. Act 256, 07/14/2026 (Gov. Msg. No. 1358).

  38. Act 256, on 07/14/2026 (Gov. Msg. No. 1358).

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