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SB802Introduced in the Senate

Relating To Insurance.

EngrossedHouse Consumer Protection & Commerce

Introduced by Carol Fukunaga, District 11

What does this bill do?

Plain-English breakdown

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Official description

Requires insurers to provide advance written notice to policyholders and the Insurance Commissioner, with reasonable explanations and primary factors, of any policy cancellation, non-renewal, or proposed premium increase, if, upon renewal, premiums are scheduled to increase more than 10 per cent. Requires insurers that provide property insurance to file rate schedules and underlying criteria with the Insurance Commissioner. Requires the Insurance Commissioner to conduct periodic reviews of insurance rates and submit annual reports to the Legislature. Requires the Insurance Commissioner to establish a Public Reporting and Dispute Resolution Program to handle complaints and appeals regarding premium increases. Requires insurers to provide premium discounts or credits to policyholders that implement disaster risk mitigation measures. Effective 7/1/2050. (SD2)

Where it stands

Carried over to 2026 Regular Session.

December 8, 2025

How did lawmakers vote?

SenateStage: Senate Ways and Means: Passed, With Amendments · February 26, 2025

13

Yes

0

No

0

Absent or Not Voting

13 senators recorded in this Senate vote. Colors show vote categories only, not whether a vote was good or bad.

What do people think?

Citizen Voice

How would you vote on this bill?

An unofficial public opinion poll. It does not affect the bill or the official vote.

One response per device. Location is self-reported and not verified. Results are informal and not a scientific survey.

See how each senator voted

SenatorDistrictVote
Lorraine Inouye1Yes
Dru Kanuha3Yes
Troy Hashimoto5Yes
Lynn Decoite7Yes
Sharon Moriwaki12Yes
Donna Kim14Yes
Glenn Wakai15Yes
Brandon Elefante16Yes
Donovan Cruz17Yes
Michelle Kidani18Yes

Bill history

  1. Introduced.

  2. Passed First Reading.

  3. Referred to CPN, WAM/JDC.

  4. The committee(s) on CPN has scheduled a public hearing on 02-05-25 10:00AM; Conference Room 229 & Videoconference.

  5. The committee(s) on CPN deferred the measure until 02-07-25 9:46AM; Conference Room 229.

  6. The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 5 Aye(s): Senator(s) Keohokalole, Fukunaga, McKelvey, Richards, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.

  7. Reported from CPN (Stand. Com. Rep. No. 438) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM/JDC.

  8. Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM/JDC.

  9. The committee(s) on WAM/JDC will hold a public decision making on 02-26-25 10:05AM; Conference Room 211 & Videoconference.

  10. The committee(s) on WAM recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in WAM were as follows: 13 Aye(s): Senator(s) Dela Cruz, Moriwaki, Aquino, DeCoite, Elefante, Hashimoto, Inouye, Kanuha, Kidani, Kim, Lee, C., Wakai, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.

  11. The committee(s) on JDC recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in JDC were as follows: 5 Aye(s): Senator(s) Rhoads, Gabbard, Chang, San Buenaventura, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.

  12. Reported from WAM/JDC (Stand. Com. Rep. No. 891) with recommendation of passage on Third Reading, as amended (SD 2).

  13. 48 Hrs. Notice 03-04-25.

  14. Report adopted; Passed Third Reading, as amended (SD 2). Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House.

  15. Received from Senate (Sen. Com. No. 199) in amended form (SD 2).

  16. Pass First Reading

  17. Referred to CPC, FIN, referral sheet 19

  18. Carried over to 2026 Regular Session.

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