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HB0035Introduced in the House

AI USE IN HEALTH INSURANCE ACT

EngrossedSenate Assignments

Introduced by Bob Morgan, District 58

What does this bill do?

Plain-English breakdown

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Official description

Creates the Artificial Intelligence Systems Use in Health Insurance Act. Provides that the Department of Insurance's regulatory oversight of insurers includes oversight of an insurer's use of AI systems to make or support adverse determinations that affect consumers. Provides that any insurer authorized to operate in the State is subject to review by the Department in an investigation or market conduct action regarding the development, implementation, and use of AI systems or predictive models and the outcomes from the use of those AI systems or predictive models. Provides that an insurer authorized to do business in Illinois shall not issue an adverse consumer outcome with regard to the denial, reduction, or termination of insurance plans or benefits that result solely from the use or application of any AI system or predictive model. Provides that any decision-making process for the denial, reduction, or termination of insurance plans or benefits that results from the use of AI systems or predictive models shall be meaningfully reviewed, in accordance with review procedures determined by Department rules, by an individual with authority to override the AI systems and determinations. Authorizes the Department to adopt emergency rules to implement the Act and to adopt rules concerning standards for full and fair disclosure of an insurer's use of AI systems. Makes a conforming change in the Illinois Administrative Procedure Act.

Where it stands

Senate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Assignments

June 2, 2025

How did lawmakers vote?

HouseStage: Third Reading in House · April 9, 2025

79

Yes

35

No

2

Absent or Not Voting

116 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.

What do people think?

Citizen Voice

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Bill history

  1. Prefiled with Clerk by Rep. Bob Morgan

  2. First Reading

  3. Referred to Rules Committee

  4. Assigned to Insurance Committee

  5. Do Pass / Short Debate Insurance Committee; 011-006-000

  6. Added Co-Sponsor Rep. Lilian Jiménez

  7. Placed on Calendar 2nd Reading - Short Debate

  8. Second Reading - Short Debate

  9. Held on Calendar Order of Second Reading - Short Debate

  10. House Floor Amendment No. 1 Filed with Clerk by Rep. Bob Morgan

  11. House Floor Amendment No. 1 Referred to Rules Committee

  12. House Floor Amendment No. 1 Rules Refers to Insurance Committee

  13. House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 010-004-000

  14. Added Co-Sponsor Rep. Janet Yang Rohr

  15. House Floor Amendment No. 1 Adopted

  16. Placed on Calendar Order of 3rd Reading - Short Debate

  17. Third Reading - Short Debate - Passed 079-035-000

  18. Added Co-Sponsor Rep. Nicolle Grasse

  19. Added Co-Sponsor Rep. Jennifer Gong-Gershowitz

  20. Added Co-Sponsor Rep. Curtis J. Tarver, II

  21. Added Co-Sponsor Rep. Hoan Huynh

  22. Arrive in Senate

  23. Placed on Calendar Order of First Reading

  24. Chief Senate Sponsor Sen. Laura Fine

  25. First Reading

  26. Referred to Assignments

  27. Assigned to Executive

  28. Rule 2-10 Committee Deadline Established As May 23, 2025

  29. Senate Committee Amendment No. 1 Filed with Secretary by Sen. Laura Fine

  30. Senate Committee Amendment No. 1 Referred to Assignments

  31. Senate Committee Amendment No. 1 Assignments Refers to Executive

  32. Rule 2-10 Committee Deadline Established As June 1, 2025

  33. Added as Alternate Co-Sponsor Sen. Graciela Guzmán

  34. Rule 3-9(a) / Re-referred to Assignments

  35. Senate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Assignments

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