HB1234Introduced in the House
INS RATEMAKING-AFFORDABILITY
Introduced by Rita Mayfield, District 60
What does this bill do?
Plain-English breakdown
Writing a plain-English summary of this bill… this can take a few seconds the first time.
Official description
Amends the Secretary of State Act. Provides that, by January 1, 2026, the Secretary of State shall conduct a study on the affordability and availability of statutorily mandated automobile insurance in the State. Provides that, when conducting the study, the Secretary of State may use data or academic studies conducted by other sources, solicit feedback and testimony from constituents and community leaders, consider any guidance, written or otherwise, provided by insurance industry experts based in the State, and consider statutes and regulations in other states and national trends. Provides that the study shall include, but shall not be limited to, the use of zip codes, credit scores, and age in ratemaking and whether the specific factor results in inequitable rates being assessed to certain populations. Provides that, no later than January 1, 2026, the Secretary of State shall submit the report and its recommendations to the Governor and the General Assembly. Effective immediately.
Where it stands
Senate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Assignments
June 2, 2025
How did lawmakers vote?
HouseStage: Third Reading in House · April 8, 2025
70
Yes
39
No
5
Absent or Not Voting
114 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.
What do people think?
Citizen Voice
How would you vote on this bill?
An unofficial public opinion poll. It does not affect the bill or the official vote.
One response per device. Location is self-reported and not verified. Results are informal and not a scientific survey.
See how each representative voted
| Representative | District | Vote |
|---|---|---|
| Aaron Ortiz | 1 | Yes |
| Elizabeth Hernandez | 2 | Yes |
| Eva Dina Delgado | 3 | Yes |
| Lilian Jimenez | 4 | Yes |
| Kimberly Du Buclet | 5 | Yes |
| Sonya Harper | 6 | Yes |
| Emanuel Welch | 7 | Yes |
| LaShawn Ford | 8 | Yes |
| Yolanda Morris | 9 | Not Voting |
| Jawaharial Williams | 10 | Yes |
Bill history
Filed with the Clerk by Rep. Rita Mayfield
First Reading
Referred to Rules Committee
Assigned to Insurance Committee
Added Co-Sponsor Rep. Lilian Jiménez
House Committee Amendment No. 1 Filed with Clerk by Rep. Rita Mayfield
House Committee Amendment No. 1 Referred to Rules Committee
House Committee Amendment No. 1 Rules Refers to Insurance Committee
House Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote
Do Pass as Amended / Short Debate Insurance Committee; 011-006-000
Placed on Calendar 2nd Reading - Short Debate
Second Reading - Short Debate
Placed on Calendar Order of 3rd Reading - Short Debate
Added Co-Sponsor Rep. Carol Ammons
Added Co-Sponsor Rep. Norma Hernandez
Added Co-Sponsor Rep. Lisa Davis
Added Co-Sponsor Rep. Stephanie A. Kifowit
Added Co-Sponsor Rep. Barbara Hernandez
Added Co-Sponsor Rep. Theresa Mah
Added Co-Sponsor Rep. Kevin John Olickal
Added Co-Sponsor Rep. Nicolle Grasse
Added Co-Sponsor Rep. Anne Stava
Added Co-Sponsor Rep. Nicholas K. Smith
Added Co-Sponsor Rep. Dagmara Avelar
Third Reading - Short Debate - Passed 070-039-000
Added Chief Co-Sponsor Rep. Abdelnasser Rashid
Added Co-Sponsor Rep. Hoan Huynh
Arrive in Senate
Placed on Calendar Order of First Reading
Chief Senate Sponsor Sen. Lakesia Collins
First Reading
Referred to Assignments
Added Co-Sponsor Rep. Camille Y. Lilly
Alternate Chief Sponsor Changed to Sen. Ram Villivalam
Added as Alternate Co-Sponsor Sen. Adriane L. Johnson
Added as Alternate Co-Sponsor Sen. Lakesia Collins
Added as Alternate Co-Sponsor Sen. Mike Porfirio
Added as Alternate Co-Sponsor Sen. Cristina Castro
Added as Alternate Co-Sponsor Sen. Laura Fine
Added as Alternate Co-Sponsor Sen. Karina Villa
Added as Alternate Co-Sponsor Sen. Mary Edly-Allen
Added as Alternate Co-Sponsor Sen. Sara Feigenholtz
Added as Alternate Co-Sponsor Sen. Doris Turner
Added as Alternate Co-Sponsor Sen. Rachel Ventura
Added as Alternate Co-Sponsor Sen. Mike Simmons
Added as Alternate Chief Co-Sponsor Sen. Willie Preston
Added as Alternate Co-Sponsor Sen. Javier L. Cervantes
Added as Alternate Co-Sponsor Sen. Robert F. Martwick
Added as Alternate Co-Sponsor Sen. Mattie Hunter
Added as Alternate Co-Sponsor Sen. Christopher Belt
Rule 2-10 Committee Deadline Established As May 23, 2025
Assigned to Insurance
Senate Committee Amendment No. 1 Filed with Secretary by Sen. Ram Villivalam
Senate Committee Amendment No. 1 Referred to Assignments
Rule 2-10 Committee Deadline Established As June 1, 2025
Senate Committee Amendment No. 1 Assignments Refers to Insurance
Senate Committee Amendment No. 1 Postponed - Insurance
Postponed - Insurance
Rule 3-9(a) / Re-referred to Assignments
Senate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Assignments
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