HB3607Introduced in the House
INS CD-LIMIT COST SHARING
Introduced by Camille Lilly, District 78
What does this bill do?
Plain-English breakdown
Writing a plain-English summary of this bill… this can take a few seconds the first time.
Official description
Amends the Illinois Insurance Code. Provides that a group or individual policy of accident or health insurance that is issued, amended, delivered, or renewed on or after January 1, 2027 shall not charge insured persons a copayment as a method of cost-sharing or include a deductible greater than $1,000. Provides that yearly out-of-pocket expenses for insured persons must be less than or equal to $1,500. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require coverage under those provisions.
Where it stands
Rule 19(a) / Re-referred to Rules Committee
April 17, 2026
How did lawmakers vote?
HouseStage: House Insurance Committee · March 20, 2025
6
Yes
2
No
0
Absent or Not Voting
8 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.
What do people think?
Citizen Voice
How would you vote on this bill?
An unofficial public opinion poll. It does not affect the bill or the official vote.
One response per device. Location is self-reported and not verified. Results are informal and not a scientific survey.
See how each representative voted
| Representative | District | Vote |
|---|---|---|
| Lilian Jimenez | 4 | Yes |
| Edgar Gonzalez | 23 | Yes |
| Tracy Katz Muhl | 57 | Yes |
| Bob Morgan | 58 | Yes |
| Daniel Didech | 59 | Yes |
| Camille Lilly | 78 | Yes |
| John Cabello | 90 | No |
| Travis Weaver | 93 | No |
Bill history
Filed with the Clerk by Rep. Camille Y. Lilly
First Reading
Referred to Rules Committee
Assigned to Insurance Committee
Do Pass / Short Debate Insurance Committee; 011-006-000
Placed on Calendar 2nd Reading - Short Debate
Second Reading - Short Debate
Held on Calendar Order of Second Reading - Short Debate
Rule 19(a) / Re-referred to Rules Committee
Approved for Consideration Rules Committee; 005-000-000
Placed on Calendar 2nd Reading - Short Debate
Rule 19(a) / Re-referred to Rules Committee
Verify the information
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