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HB4273Introduced in the House

CORPORATE OPPORTUNITIES

Passed

Introduced by Thaddeus Jones, District 29

What does this bill do?

Plain-English breakdown

Writing a plain-English summary of this bill… this can take a few seconds the first time.

Official description

Amends the Illinois Insurance Code. In provisions regarding the notice of intention not to renew a policy of insurance, provides that no company may impose renewal premium increases of more than 10% for policies of fire and extended coverage insurance that are subject to certain cancellation requirements, unless the company mails or delivers by electronic means to the named insured notice of the increase in renewal premium at least 60 days before the policy renewal or anniversary date. Creates the Rates for Fire and Extended Coverage Insurance Article. Contains provisions concerning the purpose and applicability of the Article. Prohibits rates from being excessive, inadequate, or unfairly discriminatory, as specified. Sets forth provisions concerning determinations and notice from the Department of Insurance and hearings on the notice. Provides that credible State-specific loss experience shall be used in the development of rates whenever that data is available and statistically reliable. Authorizes insurers, in order to meet actuarial standards of credibility, to supplement State-specific loss experience with countrywide, regional, or out-of-state loss experience. Effective July 1, 2027.

Where it stands

Public Act . . . . . . . . . 104-0752

August 4, 2026

How did lawmakers vote?

House votes

4 recorded votes · each counted separately

Senate votes

3 recorded votes · each counted separately

HouseStage: House Concurrence · May 27, 2026

72

Yes

38

No

1

Absent or Not Voting

111 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.

See how each representative voted

RepresentativeDistrictVote
Aaron Ortiz1Yes
Eva Dina Delgado3Yes
Lilian Jimenez4Yes
Kimberly Du Buclet5Yes
Sonya Harper6Yes
Emanuel Welch7Yes
Yolanda Morris9Yes
Jawaharial Williams10Yes
Ann Williams11Yes
Margaret Croke12Yes

Bill history

  1. Filed with the Clerk by Rep. Daniel Didech

  2. First Reading

  3. Referred to Rules Committee

  4. Assigned to Judiciary - Civil Committee

  5. Do Pass / Short Debate Judiciary - Civil Committee; 013-007-000

  6. Placed on Calendar 2nd Reading - Short Debate

  7. Second Reading - Short Debate

  8. Held on Calendar Order of Second Reading - Short Debate

  9. Placed on Calendar Order of 3rd Reading - Short Debate

  10. Chair Rules Standard Debate

  11. Placed on Calendar Order of 3rd Reading - Standard Debate

  12. Third Reading - Standard Debate - Passed 073-037-000

  13. Arrive in Senate

  14. Placed on Calendar Order of First Reading

  15. Chief Senate Sponsor Sen. Michael E. Hastings

  16. First Reading

  17. Referred to Assignments

  18. Assigned to Judiciary

  19. Do Pass Judiciary; 009-000-000

  20. Placed on Calendar Order of 2nd Reading May 7, 2026

  21. Senate Floor Amendment No. 1 Filed with Secretary by Sen. Michael E. Hastings

  22. Senate Floor Amendment No. 1 Referred to Assignments

  23. Senate Floor Amendment No. 1 Assignments Refers to Insurance

  24. Second Reading

  25. Placed on Calendar Order of 3rd Reading May 13, 2026

  26. Added as Alternate Chief Co-Sponsor Sen. Mike Porfirio

  27. Senate Floor Amendment No. 1 Recommend Do Adopt Insurance; 009-003-000

  28. Recalled to Second Reading

  29. Senate Floor Amendment No. 1 Adopted; Hastings

  30. Placed on Calendar Order of 3rd Reading

  31. Third Reading - Passed; 043-014-001

  32. Arrived in House

  33. Placed on Calendar Order of Concurrence Senate Amendment(s) 1

  34. Added as Alternate Chief Co-Sponsor Sen. Doris Turner

  35. Added as Alternate Chief Co-Sponsor Sen. Cristina Castro

  36. Added as Alternate Chief Co-Sponsor Sen. Meg Loughran Cappel

  37. Added as Alternate Co-Sponsor Sen. Rachel Ventura

  38. Added as Alternate Co-Sponsor Sen. Sara Feigenholtz

  39. Chief Sponsor Changed to Rep. Thaddeus Jones

  40. Senate Floor Amendment No. 1 Motion Filed Concur Rep. Thaddeus Jones

  41. Senate Floor Amendment No. 1 Motion to Concur Rules Referred to Executive Committee

  42. Senate Floor Amendment No. 1 Motion to Concur Recommends Be Adopted Executive Committee; 008-004-000

  43. Added Co-Sponsor Rep. Maura Hirschauer

  44. Added Co-Sponsor Rep. Rita Mayfield

  45. Added Co-Sponsor Rep. Bob Morgan

  46. Added Co-Sponsor Rep. Aarón M. Ortíz

  47. Added Co-Sponsor Rep. Dagmara Avelar

  48. Added Co-Sponsor Rep. Michelle Mussman

  49. Senate Floor Amendment No. 1 House Concurs 072-038-000

  50. House Concurs

  51. Added Chief Co-Sponsor Rep. Jawaharial Williams

  52. Added Co-Sponsor Rep. Suzanne M. Ness

  53. Added Co-Sponsor Rep. Debbie Meyers-Martin

  54. Added Co-Sponsor Rep. Janet Yang Rohr

  55. Added Co-Sponsor Rep. Kelly M. Cassidy

  56. Passed Both Houses

  57. Added Co-Sponsor Rep. Justin Cochran

  58. Added Co-Sponsor Rep. Barbara Hernandez

  59. Added Co-Sponsor Rep. Norma Hernandez

  60. Added Co-Sponsor Rep. Lilian Jiménez

  61. Added as Alternate Co-Sponsor Sen. Elgie R. Sims, Jr.

  62. Added as Alternate Co-Sponsor Sen. Michael W. Halpin

  63. Added as Alternate Co-Sponsor Sen. Mary Edly-Allen

  64. Added as Alternate Co-Sponsor Sen. Suzy Glowiak Hilton

  65. Added as Alternate Co-Sponsor Sen. Christopher Belt

  66. Sent to the Governor

  67. Governor Approved

  68. Effective Date July 1, 2027

  69. Public Act . . . . . . . . . 104-0752

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