HB4283Introduced in the House
1ST-GENERATION HOMEBUYER LOANS
Introduced by Michael Crawford, District 31
What does this bill do?
Plain-English breakdown
Writing a plain-English summary of this bill… this can take a few seconds the first time.
Official description
Amends the Illinois Housing Development Act. Requires the Illinois Housing Development Authority (Authority) to establish and administer a First-Generation Homebuyer Down Payment Assistance Program to provide targeted assistance to eligible first-generation homebuyers throughout the State for the purchase of a single-family or non-commercial multi-family residence. Sets forth eligibility requirements. Permits the Authority to prioritize assistance to applicants purchasing homes in designated community priority areas, applicants with household income below 80%, and applicants purchasing homes in areas with low homeownership rates, high housing costs burdens, or limited access to affordable mortgage credit. Provides that assistance under the program shall be provided as a forgivable loan to be forgiven pro rata on a monthly basis over a 5-year period of continuous owner-occupancy. Sets forth the available loan amounts and provides that assistance funds may be used for down payments, closing costs, mortgage insurance, interest rate buydowns, or principal reduction. Permits the Authority to waive repayment in cases of documented financial hardship that is beyond the control of the homebuyer. Permits the Authority to adopt rules to implement and administer the program. Effective July 1, 2026.
Where it stands
Added Co-Sponsor Rep. Lawrence "Larry" Walsh, Jr.
May 31, 2026
How did lawmakers vote?
HouseStage: House Housing Committee · March 19, 2026
10
Yes
6
No
2
Absent or Not Voting
18 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.
What do people think?
Citizen Voice
How would you vote on this bill?
An unofficial public opinion poll. It does not affect the bill or the official vote.
One response per device. Location is self-reported and not verified. Results are informal and not a scientific survey.
See how each representative voted
| Representative | District | Vote |
|---|---|---|
| Lilian Jimenez | 4 | Yes |
| Abdelnasser Rashid | 21 | Yes |
| Robert Rita | 28 | Not Voting |
| William Davis | 30 | Yes |
| Michael Crawford | 31 | Yes |
| Patrick Sheehan | 37 | No |
| Will Guzzardi | 39 | Yes |
| Martha Deuter | 45 | Yes |
| Amy Grant | 47 | No |
| Jennifer Sanalitro | 48 | No |
Bill history
Filed with the Clerk by Rep. Michael Crawford
First Reading
Referred to Rules Committee
Added Chief Co-Sponsor Rep. Lisa Davis
Added Chief Co-Sponsor Rep. Kimberly Du Buclet
Added Chief Co-Sponsor Rep. La Shawn K. Ford
Added Chief Co-Sponsor Rep. Yolonda Morris
Assigned to Housing Committee
Added Co-Sponsor Rep. Eva-Dina Delgado
Do Pass / Short Debate Housing Committee; 010-006-000
Placed on Calendar 2nd Reading - Short Debate
Added Co-Sponsor Rep. Camille Y. Lilly
Housing Affordability Impact Note Requested by Rep. Michael J. Coffey, Jr.
Fiscal Note Requested by Rep. Michael J. Coffey, Jr.
Housing Affordability Impact Note Filed
Fiscal Note Filed
Added Co-Sponsor Rep. Emanuel "Chris" Welch
Second Reading - Short Debate
Held on Calendar Order of Second Reading - Short Debate
Rule 19(a) / Re-referred to Rules Committee
Added Co-Sponsor Rep. Jay Hoffman
Added Co-Sponsor Rep. Debbie Meyers-Martin
Added Co-Sponsor Rep. Lawrence "Larry" Walsh, Jr.
Verify the information
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