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HB4911Introduced in the House

VETERAN SCRATCH-OFF GAME

Passed

Introduced by Katie Stuart, District 112

What does this bill do?

Plain-English breakdown

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Official description

Amends the Adult Protective Services Act. Provides that any employee of a financial institution who willfully fails to report as required by the Act shall be referred to the Department of Financial and Professional Regulation for possible disciplinary action. Expands the list of mandated reporters under the Act to include investment advisers and investment adviser representatives as defined in the Illinois Securities Law of 1953, dealers and salespersons as defined in the Illinois Securities Law of 1953, and employees of financial institutions who serve as branch managers or members of the compliance team. Provides that the term "financial institution" is limited to a federally or State-chartered bank, savings bank, savings and loan association, or credit union. Requires the Department on Aging to develop by joint rulemaking with the Department of Financial and Professional Regulation minimum training standards which shall be used by financial institutions for its employees. In provisions granting specified persons with access to Department records concerning reports of financial exploitation and other forms of abuse or neglect, extends such access to: (i) a court appointed executor or administrator (rather than an executor or administrator) of the estate of an eligible adult who is deceased, unless the executor or administrator is the abuser or the alleged abuser; and (ii) any court of competent jurisdiction with a valid court order for an in camera inspection (rather than a probate court with jurisdiction over the guardianship of an alleged victim). In cases where a coroner or medical examiner has reason to believe that an eligible adult has died as the result of abuse, abandonment, neglect, financial exploitation, or self-neglect, requires the Department (rather than the provider agency) to provide the coroner or medical examiner with all records pertaining to the eligible adult as soon as practicable. Provides that the Department, at its discretion, may provide its report records to any professional licensing board or commission, investigatory unit, prosecutorial unit, or similar disciplinary body if any substantiated abuser falls under its purview. Provides that all records not generated by the Department but obtained during the course of an Adult Protective Service investigation or related to an Adult Protective Service case, including, but not limited to, financial records and medical records, shall be confidential and shall not be disclosed except at the Department's sole discretion. Provides that such records may be obtained through intergovernmental agreements with the Department and are exempt from disclosure under the Freedom of Information Act. Requires the Department to establish, by July 1, 2028, a web-based portal to receive alleged or suspected reports of financial exploitation as well as other reports of alleged or suspected abuse, abandonment, neglect, or self-neglect. Amends the Illinois Securities Law of 1953. Provides that dealers, salespersons, investment advisers, and investment adviser representatives may issue an initial transactional hold when they have a reasonable suspicion that a transaction or disbursement from an account of an eligible adult may involve, facilitate, result in, or contribute to financial exploitation of that eligible adult. Grants criminal, civil, and administrative immunity to dealers, salespersons, investment advisers, and investment adviser representatives who hold a transaction in good faith or who contact or elect not to contact an eligible adult's trusted contact person when they have a reasonable suspicion that a transaction or disbursement from the eligible adult's account may involve, facilitate, result in, or contribute to financial exploitation of that eligible adult. Contains provisions concerning the duration of initial transactional holds and extended transactional holds; transactional hold notice requirements; and other matters. Makes conforming changes to the Illinois Banking Act, the Savings Bank Act, and the Illinois Credit Union Act. Effective July 1, 2027.

Where it stands

Public Act . . . . . . . . . 104-0662

July 30, 2026

How did lawmakers vote?

House votes

4 recorded votes · each counted separately

Senate votes

3 recorded votes · each counted separately

SenateStage: Senate Third Reading · May 31, 2026

58

Yes

0

No

1

Absent or Not Voting

59 senators recorded in this Senate vote. Colors show vote categories only, not whether a vote was good or bad.

See how each senator voted

Bill history

  1. Filed with the Clerk by Rep. Stephanie A. Kifowit

  2. First Reading

  3. Referred to Rules Committee

  4. Assigned to Veterans' Affairs Committee

  5. Do Pass / Short Debate Veterans' Affairs Committee; 012-000-000

  6. Placed on Calendar 2nd Reading - Short Debate

  7. Second Reading - Short Debate

  8. Placed on Calendar Order of 3rd Reading - Short Debate

  9. Third Reading - Short Debate - Passed 109-000-000

  10. Arrive in Senate

  11. Placed on Calendar Order of First Reading

  12. Chief Senate Sponsor Sen. Mike Porfirio

  13. First Reading

  14. Referred to Assignments

  15. Alternate Chief Sponsor Changed to Sen. Don Harmon

  16. Approved for Consideration Assignments

  17. Placed on Calendar Order of 2nd Reading May 14, 2026

  18. Senate Floor Amendment No. 1 Filed with Secretary by Sen. Don Harmon

  19. Senate Floor Amendment No. 1 Referred to Assignments

  20. Senate Floor Amendment No. 1 Assignments Refers to Executive

  21. Senate Floor Amendment No. 1 Recommend Do Adopt Executive; 009-004-000

  22. Second Reading

  23. Senate Floor Amendment No. 1 Adopted; Harmon

  24. Placed on Calendar Order of 3rd Reading May 19, 2026

  25. Rule 2-10 Third Reading Deadline Established As May 31, 2026

  26. Senate Floor Amendment No. 2 Filed with Secretary by Sen. Kimberly A. Lightford

  27. Senate Floor Amendment No. 2 Referred to Assignments

  28. Chief Sponsor Changed to Rep. Katie Stuart

  29. Senate Floor Amendment No. 2 Assignments Refers to Executive

  30. Added Chief Co-Sponsor Rep. Margaret Croke

  31. Added Chief Co-Sponsor Rep. Norine K. Hammond

  32. Added Chief Co-Sponsor Rep. Tony M. McCombie

  33. Added Chief Co-Sponsor Rep. Natalie A. Manley

  34. Added Co-Sponsor Rep. Mary Gill

  35. Added Co-Sponsor Rep. Michael J. Kelly

  36. Added Co-Sponsor Rep. Thaddeus Jones

  37. Added Co-Sponsor Rep. Camille Y. Lilly

  38. Added Co-Sponsor Rep. Theresa Mah

  39. Added Co-Sponsor Rep. Dave Vella

  40. Added Co-Sponsor Rep. Robert "Bob" Rita

  41. Added Co-Sponsor Rep. Elizabeth "Lisa" Hernandez

  42. Added Co-Sponsor Rep. Maura Hirschauer

  43. Added Co-Sponsor Rep. Dagmara Avelar

  44. Added Co-Sponsor Rep. Lilian Jiménez

  45. Added Co-Sponsor Rep. Lindsey LaPointe

  46. Added Co-Sponsor Rep. Anna Moeller

  47. Added Co-Sponsor Rep. Margaret A. DeLaRosa

  48. Added Co-Sponsor Rep. Justin Slaughter

  49. Added Co-Sponsor Rep. Justin Cochran

  50. Senate Floor Amendment No. 2 Recommend Do Adopt Executive; 013-000-000

  51. Alternate Chief Sponsor Changed to Sen. Kimberly A. Lightford

  52. Added as Alternate Co-Sponsor Sen. Darby A. Hills

  53. Recalled to Second Reading

  54. Senate Floor Amendment No. 2 Adopted; Lightford

  55. Placed on Calendar Order of 3rd Reading

  56. Third Reading - Passed; 058-000-000

  57. Added as Alternate Chief Co-Sponsor Sen. Mattie Hunter

  58. Added as Alternate Chief Co-Sponsor Sen. Christopher Belt

  59. Added as Alternate Chief Co-Sponsor Sen. Doris Turner

  60. Added as Alternate Chief Co-Sponsor Sen. Cristina Castro

  61. Arrived in House

  62. Placed on Calendar Order of Concurrence Senate Amendment(s) 1, 2

  63. Added as Alternate Co-Sponsor Sen. Erica Harriss

  64. Added as Alternate Co-Sponsor Sen. Sally J. Turner

  65. Added as Alternate Co-Sponsor Sen. Donald P. DeWitte

  66. Added as Alternate Co-Sponsor Sen. Laura Fine

  67. Added as Alternate Co-Sponsor Sen. Sara Feigenholtz

  68. Added as Alternate Co-Sponsor Sen. Dave Syverson

  69. Added as Alternate Co-Sponsor Sen. Javier L. Cervantes

  70. Added as Alternate Co-Sponsor Sen. Mary Edly-Allen

  71. Added as Alternate Co-Sponsor Sen. Li Arellano, Jr.

  72. Senate Floor Amendment No. 1 Motion Filed Concur Rep. Katie Stuart

  73. Senate Floor Amendment No. 2 Motion Filed Concur Rep. Katie Stuart

  74. Senate Floor Amendment No. 1 Motion to Concur Referred to Rules Committee

  75. Senate Floor Amendment No. 2 Motion to Concur Referred to Rules Committee

  76. Senate Floor Amendment No. 1 Motion to Concur Recommends Be Adopted Rules Committee; 004-000-000

  77. Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Rules Committee; 004-000-000

  78. Added as Alternate Co-Sponsor Sen. Adriane L. Johnson

  79. Added Co-Sponsor Rep. Stephanie A. Kifowit

  80. Added Co-Sponsor Rep. Sue Scherer

  81. Added Co-Sponsor Rep. Anthony DeLuca

  82. Senate Floor Amendment No. 1 House Concurs 116-000-000

  83. Senate Floor Amendment No. 2 House Concurs 116-000-000

  84. 3/5 Vote Required

  85. House Concurs

  86. Passed Both Houses

  87. Added as Alternate Co-Sponsor Sen. Jason Plummer

  88. Added as Alternate Co-Sponsor Sen. Seth Lewis

  89. Added as Alternate Co-Sponsor Sen. Craig Wilcox

  90. Sent to the Governor

  91. Governor Approved

  92. Effective Date July 1, 2027

  93. Public Act . . . . . . . . . 104-0662

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