HB5376Introduced in the House
MINE SUBSIDENCE INSURANCE FUND
Introduced by Jay Hoffman, District 113
What does this bill do?
Plain-English breakdown
Writing a plain-English summary of this bill… this can take a few seconds the first time.
Official description
Amends the Mine Subsidence Insurance Article of the Illinois Insurance Code. Makes changes to defined terms. Provides that the moneys in the Illinois Mine Subsidence Insurance Fund shall be derived primarily from premiums for mine subsidence insurance ceded by insurers to the Fund pursuant to the Article and from investment income. In establishing mine subsidence insurance premium rates, provides that the Fund shall give due consideration to factors reasonably considered by an insurer when setting premium rates. Changes terms related to the appointment of directors in provisions concerning management of the Fund and establishes 3-year staggered terms for the directors. Provides that all directors shall be independent and owe a duty of care and duty of loyalty to the Fund. In provisions concerning mine subsidence coverage, provides that the loss covered shall be the loss in excess of any applicable deductible or retention in the policy, subject to the limit of insurance for mine subsidence damage stated in the policy. For all policies issued or renewed on or after January 1, 2027, provides that there shall be no deductible or retention applicable to mine subsidence damage. For all policies issued or renewed on or after the effective date of the amendatory Act, provides that the maximum amount of reinsured loss per residence, per commercial building, and per living unit shall be the amounts established by the Fund and approved by the Director. Provides that the residential and living unit coverage provided under the Article may also cover specified costs of debris removal, moving and storage of contents, and repair or replacement of landscaping. Makes changes in provisions concerning division of the Fund; exemptions; rights of insurers to refuse to provide mine subsidence coverage; arbitration; reinsurance agreements; distribution of premiums; reporting requirements; right of recourse and setoffs; subrogation; and powers of the Director of Insurance.
Where it stands
Public Act . . . . . . . . . 104-0519
June 26, 2026
How did lawmakers vote?
House votes
2 recorded votes · each counted separately
Senate votes
1 recorded vote · each counted separately
SenateStage: Senate Third Reading · May 14, 2026
58
Yes
0
No
1
Absent or Not Voting
59 senators recorded in this Senate vote. Colors show vote categories only, not whether a vote was good or bad.
What do people think?
Citizen Voice
How would you vote on this bill?
An unofficial public opinion poll. It does not affect the bill or the official vote.
One response per device. Location is self-reported and not verified. Results are informal and not a scientific survey.
See how each senator voted
| Senator | District | Vote |
|---|---|---|
| Javier Cervantes | 1 | Yes |
| Omar Aquino | 2 | Yes |
| Mattie Hunter | 3 | Yes |
| Kimberly Lightford | 4 | Yes |
| Lakesia Collins | 5 | Yes |
| Sara Feigenholtz | 6 | Yes |
| Mike Simmons | 7 | Yes |
| Ram Villivalam | 8 | Yes |
| Laura Fine | 9 | Yes |
| Robert Martwick | 10 | Yes |
Bill history
Filed with the Clerk by Rep. Jay Hoffman
First Reading
Referred to Rules Committee
Assigned to Insurance Committee
House Committee Amendment No. 1 Filed with Clerk by Rep. Jay Hoffman
House Committee Amendment No. 1 Referred to Rules Committee
House Committee Amendment No. 1 Rules Refers to Insurance Committee
House Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote
Do Pass as Amended / Short Debate Insurance Committee; 014-000-000
Added Co-Sponsor Rep. Anthony DeLuca
Added Co-Sponsor Rep. Jawaharial Williams
Added Co-Sponsor Rep. Jeff Keicher
Placed on Calendar 2nd Reading - Short Debate
Added Co-Sponsor Rep. Amy Elik
Second Reading - Short Debate
Placed on Calendar Order of 3rd Reading - Short Debate
Third Reading - Short Debate - Passed 106-000-000
Arrive in Senate
Placed on Calendar Order of First Reading
Chief Senate Sponsor Sen. Christopher Belt
First Reading
Referred to Assignments
Added as Alternate Co-Sponsor Sen. Erica Harriss
Approved for Consideration Assignments
Placed on Calendar Order of 2nd Reading April 28, 2026
Second Reading
Placed on Calendar Order of 3rd Reading May 5, 2026
Third Reading - Passed; 058-000-000
Passed Both Houses
Sent to the Governor
Governor Approved
Effective Date January 1, 2027
Public Act . . . . . . . . . 104-0519
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