SB0714Introduced in the Senate
REGULATION-TECH
Introduced by Ram Villivalam, District 8
What does this bill do?
Plain-English breakdown
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Official description
Amends the Illinois Insurance Code. In provisions concerning the notice of intention not to renew a policy of insurance, provides that no company may impose renewal premium increases of more than 10% for policies of automobile insurance that are subject to certain cancellation requirements, unless the company mails or delivers by electronic means to the named insured notice of the increase in renewal premium at least 30 days before the policy renewal or anniversary date. Changes the number of hours required for the National Safety Council's Defensive Driving Course's classroom safety instruction program from 8 hours to 4 hours in provisions concerning insurance premium reductions. Creates the Rates for Automobile Insurance Article. Provides that the Article applies to specified policies of automobile insurance and filings made on or after July 1, 2027. Provides that rates shall not be excessive, inadequate, or unfairly discriminatory, as described. Sets forth provisions concerning determinations by the Department of Insurance that a filing is excessive, inadequate, or unfairly discriminatory and provisions prohibiting cost-shifting. Effective July 1, 2027.
Where it stands
Public Act . . . . . . . . . 104-0753
August 4, 2026
How did lawmakers vote?
House votes
2 recorded votes · each counted separately
Senate votes
3 recorded votes · each counted separately
HouseStage: House Third Reading · May 27, 2026
70
Yes
38
No
3
Absent or Not Voting
111 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.
See how each representative voted
| Representative | District | Vote |
|---|---|---|
| Aaron Ortiz | 1 | Yes |
| Eva Dina Delgado | 3 | Yes |
| Lilian Jimenez | 4 | Yes |
| Kimberly Du Buclet | 5 | Yes |
| Sonya Harper | 6 | Yes |
| Emanuel Welch | 7 | Yes |
| Yolanda Morris | 9 | Yes |
| Jawaharial Williams | 10 | Yes |
| Ann Williams | 11 | Yes |
| Margaret Croke | 12 | Yes |
Bill history
Filed with Secretary by Sen. Don Harmon
First Reading
Referred to Assignments
Assigned to Executive
Do Pass Executive; 011-000-000
Placed on Calendar Order of 2nd Reading March 20, 2025
Second Reading
Placed on Calendar Order of 3rd Reading April 1, 2025
Rule 2-10 Third Reading Deadline Established As May 9, 2025
Rule 2-10 Third Reading Deadline Established As May 9, 2025
Rule 2-10 Third Reading Deadline Established As May 23, 2025
Rule 2-10 Third Reading Deadline Established As June 1, 2025
Rule 3-9(a) / Re-referred to Assignments
Approved for Consideration Assignments
Placed on Calendar Order of 3rd Reading April 15, 2026
Rule 2-10 Third Reading Deadline Established As May 8, 2026
Rule 2-10 Third Reading Deadline Established As May 15, 2026
Senate Floor Amendment No. 1 Filed with Secretary by Sen. Ram Villivalam
Senate Floor Amendment No. 1 Referred to Assignments
Senate Floor Amendment No. 1 Assignments Refers to Insurance
Chief Sponsor Changed to Sen. Ram Villivalam
Senate Floor Amendment No. 1 Recommend Do Adopt Insurance; 009-003-000
Senate Floor Amendment No. 2 Filed with Secretary by Sen. Ram Villivalam
Senate Floor Amendment No. 2 Referred to Assignments
Senate Floor Amendment No. 2 Be Approved for Consideration Assignments
Added as Co-Sponsor Sen. Rachel Ventura
Added as Co-Sponsor Sen. Mattie Hunter
Added as Co-Sponsor Sen. Mike Porfirio
Recalled to Second Reading
Senate Floor Amendment No. 1 Adopted; Villivalam
Senate Floor Amendment No. 2 Adopted; Villivalam
Placed on Calendar Order of 3rd Reading
Added as Co-Sponsor Sen. Patrick J. Joyce
Added as Co-Sponsor Sen. Karina Villa
Third Reading - Passed; 042-014-001
Added as Co-Sponsor Sen. Sara Feigenholtz
Added as Chief Co-Sponsor Sen. Doris Turner
Added as Chief Co-Sponsor Sen. Christopher Belt
Added as Chief Co-Sponsor Sen. Mike Simmons
Added as Chief Co-Sponsor Sen. Cristina Castro
Added as Co-Sponsor Sen. Lakesia Collins
Arrived in House
Chief House Sponsor Rep. Emanuel "Chris" Welch
Alternate Chief Sponsor Changed to Rep. Thaddeus Jones
First Reading
Referred to Rules Committee
Added as Co-Sponsor Sen. Emil Jones, III
Added as Co-Sponsor Sen. Meg Loughran Cappel
Assigned to Executive Committee
Committee Deadline Extended-Rule 9(b) May 15, 2026
Motion Filed to Suspend Rule 21 Executive Committee; Rep. Marcus C. Evans, Jr.
Motion to Suspend Rule 21 - Prevailed 070-036-000
Do Pass / Short Debate Executive Committee; 008-004-000
Placed on Calendar 2nd Reading - Short Debate
Added Alternate Co-Sponsor Rep. Michael Crawford
Added as Co-Sponsor Sen. Laura M. Murphy
Second Reading - Short Debate
Held on Calendar Order of Second Reading - Short Debate
Placed on Calendar Order of 3rd Reading - Short Debate
Added Alternate Co-Sponsor Rep. Camille Y. Lilly
Added Alternate Co-Sponsor Rep. Maura Hirschauer
Added Alternate Co-Sponsor Rep. Lilian Jiménez
Third Reading/Final Action Deadline Extended-9(b) May 31, 2026
Third Reading - Short Debate - Passed 070-038-001
Passed Both Houses
Added Alternate Co-Sponsor Rep. Hoan Huynh
Added Alternate Co-Sponsor Rep. Rita Mayfield
Added as Co-Sponsor Sen. Elgie R. Sims, Jr.
Added as Co-Sponsor Sen. Michael W. Halpin
Added as Co-Sponsor Sen. Mary Edly-Allen
Added as Co-Sponsor Sen. Suzy Glowiak Hilton
Sent to the Governor
Governor Approved
Effective Date July 1, 2027
Public Act . . . . . . . . . 104-0753
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