SB1443Introduced in the Senate
MORTGAGE DEBT-RELEASE
Introduced by Michael Hastings, District 19
What does this bill do?
Plain-English breakdown
Writing a plain-English summary of this bill… this can take a few seconds the first time.
Official description
Amends the Mortgage Act. Provides that the Act does not abrogate the Illinois common law that the payment in full of a debt secured by a mortgage extinguishes the lien. Provides that payment in full of a debt secured by a mortgage pursuant to a payoff statement, as defined in the Mortgage Certificate of Release Act, issued by or on behalf of the holder of the indebtedness extinguishes the lien of the mortgage. Effective immediately.
Where it stands
Public Act . . . . . . . . . 104-0101
August 1, 2025
How did lawmakers vote?
House votes
2 recorded votes · each counted separately
Senate votes
2 recorded votes · each counted separately
HouseStage: Third Reading in House · May 22, 2025
113
Yes
0
No
1
Absent or Not Voting
114 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.
What do people think?
Citizen Voice
How would you vote on this bill?
An unofficial public opinion poll. It does not affect the bill or the official vote.
One response per device. Location is self-reported and not verified. Results are informal and not a scientific survey.
See how each representative voted
| Representative | District | Vote |
|---|---|---|
| Aaron Ortiz | 1 | Yes |
| Elizabeth Hernandez | 2 | Yes |
| Eva Dina Delgado | 3 | Yes |
| Lilian Jimenez | 4 | Yes |
| Kimberly Du Buclet | 5 | Yes |
| Sonya Harper | 6 | Yes |
| Emanuel Welch | 7 | Yes |
| LaShawn Ford | 8 | Yes |
| Yolanda Morris | 9 | Yes |
| Jawaharial Williams | 10 | Yes |
Bill history
Filed with Secretary by Sen. Michael E. Hastings
First Reading
Referred to Assignments
Assigned to Judiciary
Do Pass Judiciary; 006-000-000
Placed on Calendar Order of 2nd Reading February 25, 2025
Second Reading
Placed on Calendar Order of 3rd Reading March 4, 2025
Placed on Calendar Order of 3rd Reading **
Placed on Calendar Order of 3rd Reading
Third Reading - Passed; 056-000-000
Arrived in House
Chief House Sponsor Rep. Daniel Didech
First Reading
Referred to Rules Committee
Assigned to Judiciary - Civil Committee
Do Pass / Short Debate Judiciary - Civil Committee; 019-000-000
Placed on Calendar 2nd Reading - Short Debate
Second Reading - Short Debate
Held on Calendar Order of Second Reading - Short Debate
Placed on Calendar Order of 3rd Reading - Short Debate
Third Reading - Short Debate - Passed 113-000-000
Passed Both Houses
Sent to the Governor
Governor Approved
Effective Date August 1, 2025
Public Act . . . . . . . . . 104-0101
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