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SB1486Introduced in the Senate

CONSUMER FRAUD-FEE DISCLOSURE

EngrossedSenate Assignments

Introduced by Michael Hastings, District 19

What does this bill do?

Plain-English breakdown

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Official description

Reinserts the provisions of the bill, as amended by House Amendment No. 1, with the following changes. In provisions concerning the notice of intention not to renew a policy of insurance, provides that no company may impose renewal premium increases of more than 10% for policies of automobile insurance and fire and extended coverage insurance (rather than for only policies of fire and extended coverage insurance) that are subject to certain cancellation requirements, unless the company mails or delivers by electronic means to the named insured and the Department of Insurance notice of the increase in renewal premium at least 60 days before the policy renewal or anniversary date. Changes the amount of motor vehicle crash prevention course classroom hours or eLearning hours necessary for any insured over the age of 55 to receive automobile insurance premium and rate reductions from 8 hours to 4 hours. Changes the Rates for Fire and Extended Coverage Insurance Article to the Rates for Automobile Insurance and Fire and Extended Coverage Insurance Article. Provides that the Article also applies to specified policies of automobile insurance. Effective July 1, 2027.

Where it stands

Pursuant to Senate Rule 3-9(b) / Referred to Assignments

July 2, 2026

How did lawmakers vote?

House votes

4 recorded votes · each counted separately

Senate votes

4 recorded votes · each counted separately

HouseStage: House Third Reading · March 19, 2026

66

Yes

40

No

6

Absent or Not Voting

112 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.

See how each representative voted

RepresentativeDistrictVote
Aaron Ortiz1Yes
Elizabeth Hernandez2Yes
Eva Dina Delgado3Yes
Lilian Jimenez4Yes
Kimberly Du Buclet5Yes
Sonya Harper6Yes
Emanuel Welch7Yes
LaShawn Ford8Yes
Yolanda Morris9Yes
Jawaharial Williams10Yes

Bill history

  1. Filed with Secretary by Sen. Omar Aquino

  2. First Reading

  3. Referred to Assignments

  4. Assigned to Judiciary

  5. Added as Chief Co-Sponsor Sen. Graciela Guzmán

  6. Senate Committee Amendment No. 1 Filed with Secretary by Sen. Omar Aquino

  7. Senate Committee Amendment No. 1 Referred to Assignments

  8. Senate Committee Amendment No. 1 Assignments Refers to Judiciary

  9. Added as Chief Co-Sponsor Sen. Don Harmon

  10. Senate Committee Amendment No. 1 Adopted

  11. Do Pass as Amended Judiciary; 006-003-000

  12. Placed on Calendar Order of 2nd Reading March 20, 2025

  13. Added as Co-Sponsor Sen. Mike Simmons

  14. Second Reading

  15. Placed on Calendar Order of 3rd Reading April 11, 2025

  16. Rule 2-10 Third Reading Deadline Established As May 9, 2025

  17. Senate Floor Amendment No. 2 Filed with Secretary by Sen. Omar Aquino

  18. Senate Floor Amendment No. 2 Referred to Assignments

  19. Senate Floor Amendment No. 2 Assignments Refers to Judiciary

  20. Senate Floor Amendment No. 2 Recommend Do Adopt Judiciary; 009-000-000

  21. Senate Floor Amendment No. 3 Filed with Secretary by Sen. Omar Aquino

  22. Senate Floor Amendment No. 3 Referred to Assignments

  23. Senate Floor Amendment No. 3 Be Approved for Consideration Assignments

  24. Recalled to Second Reading

  25. Senate Floor Amendment No. 2 Adopted; Aquino

  26. Senate Floor Amendment No. 3 Adopted; Aquino

  27. Placed on Calendar Order of 3rd Reading

  28. Third Reading - Passed; 053-001-000

  29. Arrived in House

  30. Chief House Sponsor Rep. Bob Morgan

  31. First Reading

  32. Referred to Rules Committee

  33. Assigned to Consumer Protection Committee

  34. Committee/Final Action Deadline Extended-9(b) May 31, 2025

  35. Added Alternate Chief Co-Sponsor Rep. Elizabeth "Lisa" Hernandez

  36. Added Alternate Co-Sponsor Rep. Aarón M. Ortíz

  37. Added Alternate Co-Sponsor Rep. Barbara Hernandez

  38. Added Alternate Co-Sponsor Rep. Hoan Huynh

  39. Added Alternate Co-Sponsor Rep. Jennifer Gong-Gershowitz

  40. Added Alternate Co-Sponsor Rep. Margaret Croke

  41. Added Alternate Co-Sponsor Rep. Rick Ryan

  42. Added Alternate Co-Sponsor Rep. Diane Blair-Sherlock

  43. Added Alternate Co-Sponsor Rep. Martin J. Moylan

  44. Added Alternate Co-Sponsor Rep. Jay Hoffman

  45. Added Alternate Co-Sponsor Rep. Tracy Katz Muhl

  46. Added Alternate Co-Sponsor Rep. Janet Yang Rohr

  47. Added Alternate Co-Sponsor Rep. Theresa Mah

  48. Added Alternate Co-Sponsor Rep. Matt Hanson

  49. Added Alternate Co-Sponsor Rep. Kevin John Olickal

  50. Added Alternate Co-Sponsor Rep. Sharon Chung

  51. Added Alternate Co-Sponsor Rep. Terra Costa Howard

  52. Added Alternate Co-Sponsor Rep. Robert "Bob" Rita

  53. Added Alternate Co-Sponsor Rep. Sonya M. Harper

  54. Added Alternate Co-Sponsor Rep. Justin Slaughter

  55. Added Alternate Co-Sponsor Rep. Angelica Guerrero-Cuellar

  56. Added Alternate Co-Sponsor Rep. Lisa Davis

  57. Added Alternate Co-Sponsor Rep. Michael J. Kelly

  58. Added Alternate Co-Sponsor Rep. Daniel Didech

  59. Added Alternate Co-Sponsor Rep. Katie Stuart

  60. Added Alternate Co-Sponsor Rep. Joyce Mason

  61. Added Alternate Co-Sponsor Rep. Laura Faver Dias

  62. Added Alternate Co-Sponsor Rep. Natalie A. Manley

  63. Added Alternate Co-Sponsor Rep. Gregg Johnson

  64. Added Alternate Co-Sponsor Rep. Jehan Gordon-Booth

  65. Added Alternate Co-Sponsor Rep. Lindsey LaPointe

  66. Added Alternate Co-Sponsor Rep. Michael Crawford

  67. Added Alternate Co-Sponsor Rep. Ann M. Williams

  68. Added Alternate Co-Sponsor Rep. Mary Gill

  69. Added Alternate Co-Sponsor Rep. Martha Deuter

  70. Added Alternate Co-Sponsor Rep. Abdelnasser Rashid

  71. Added Alternate Co-Sponsor Rep. Maura Hirschauer

  72. Added Alternate Co-Sponsor Rep. Sue Scherer

  73. Added Alternate Co-Sponsor Rep. Anna Moeller

  74. Added Alternate Co-Sponsor Rep. Thaddeus Jones

  75. Added Alternate Co-Sponsor Rep. Harry Benton

  76. Added Alternate Co-Sponsor Rep. Lilian Jiménez

  77. Added Alternate Co-Sponsor Rep. Maurice A. West, II

  78. Added Alternate Co-Sponsor Rep. Dagmara Avelar

  79. Added Alternate Co-Sponsor Rep. La Shawn K. Ford

  80. Added Alternate Co-Sponsor Rep. Norma Hernandez

  81. Added Alternate Co-Sponsor Rep. Kelly M. Cassidy

  82. Added Alternate Co-Sponsor Rep. Nicolle Grasse

  83. Added Alternate Co-Sponsor Rep. Mary Beth Canty

  84. Added Alternate Co-Sponsor Rep. Edgar González, Jr.

  85. Added Alternate Co-Sponsor Rep. Will Guzzardi

  86. Added Alternate Co-Sponsor Rep. Robyn Gabel

  87. Added Alternate Co-Sponsor Rep. Michelle Mussman

  88. Added Alternate Co-Sponsor Rep. Anthony DeLuca

  89. Added Alternate Co-Sponsor Rep. Stephanie A. Kifowit

  90. Added Alternate Co-Sponsor Rep. Dave Vella

  91. Added Alternate Co-Sponsor Rep. Marcus C. Evans, Jr.

  92. Added Alternate Co-Sponsor Rep. Kam Buckner

  93. Added Alternate Co-Sponsor Rep. Suzanne M. Ness

  94. Added Alternate Co-Sponsor Rep. William "Will" Davis

  95. Added Alternate Co-Sponsor Rep. Curtis J. Tarver, II

  96. Added Alternate Co-Sponsor Rep. Anne Stava

  97. Added Alternate Co-Sponsor Rep. Jaime M. Andrade, Jr.

  98. Do Pass / Short Debate Consumer Protection Committee; 009-000-000

  99. Alternate Co-Sponsor Removed Rep. Kam Buckner

  100. Alternate Co-Sponsor Removed Rep. Will Guzzardi

  101. Alternate Co-Sponsor Removed Rep. Robyn Gabel

  102. Placed on Calendar 2nd Reading - Short Debate

  103. Second Reading - Short Debate

  104. Held on Calendar Order of Second Reading - Short Debate

  105. Added Alternate Chief Co-Sponsor Rep. Nabeela Syed

  106. Alternate Co-Sponsor Removed Rep. Marcus C. Evans, Jr.

  107. Alternate Co-Sponsor Removed Rep. Michael Crawford

  108. Alternate Co-Sponsor Removed Rep. Sonya M. Harper

  109. Added Alternate Chief Co-Sponsor Rep. Kam Buckner

  110. Added Alternate Co-Sponsor Rep. Michael Crawford

  111. Third Reading/Final Action Deadline Extended-9(b) June 1, 2025

  112. Rule 19(a) / Re-referred to Rules Committee

  113. Approved for Consideration Rules Committee; 005-000-000

  114. Placed on Calendar 2nd Reading - Short Debate

  115. Chief Sponsor Changed to Sen. Michael E. Hastings

  116. Alternate Co-Sponsor Removed Rep. Thaddeus Jones

  117. Alternate Chief Sponsor Changed to Rep. Thaddeus Jones

  118. House Floor Amendment No. 1 Filed with Clerk by Rep. Thaddeus Jones

  119. House Floor Amendment No. 1 Referred to Rules Committee

  120. House Floor Amendment No. 1 Rules Refers to Executive Committee

  121. House Floor Amendment No. 2 Filed with Clerk by Rep. Robyn Gabel

  122. House Floor Amendment No. 2 Referred to Rules Committee

  123. House Floor Amendment No. 2 Rules Refers to Executive Committee

  124. House Floor Amendment No. 1 Recommends Be Adopted Executive Committee; 008-004-000

  125. House Floor Amendment No. 2 Recommends Be Adopted Executive Committee; 008-004-000

  126. House Floor Amendment No. 1 Withdrawn by Rep. Thaddeus Jones

  127. House Floor Amendment No. 2 Adopted by Voice Vote

  128. Placed on Calendar Order of 3rd Reading - Short Debate

  129. Added Alternate Chief Co-Sponsor Rep. Will Guzzardi

  130. Alternate Co-Sponsor Removed Rep. Sharon Chung

  131. Third Reading - Short Debate - Passed 066-040-002

  132. House Floor Amendment No. 1 Tabled

  133. Added Alternate Chief Co-Sponsor Rep. Robyn Gabel

  134. Alternate Chief Co-Sponsor Removed Rep. Nabeela Syed

  135. Added Alternate Co-Sponsor Rep. Nabeela Syed

  136. Secretary's Desk - Concurrence House Amendment(s) 2

  137. Placed on Calendar Order of Concurrence House Amendment(s) 2 - March 25, 2026

  138. Added as Co-Sponsor Sen. Christopher Belt

  139. Added as Co-Sponsor Sen. Patrick J. Joyce

  140. Added as Co-Sponsor Sen. Michael W. Halpin

  141. Added as Co-Sponsor Sen. Lakesia Collins

  142. Added as Co-Sponsor Sen. Mike Porfirio

  143. Added as Co-Sponsor Sen. Rachel Ventura

  144. Added as Co-Sponsor Sen. Kimberly A. Lightford

  145. Added as Co-Sponsor Sen. Karina Villa

  146. Added as Co-Sponsor Sen. Adriane L. Johnson

  147. Added as Co-Sponsor Sen. Javier L. Cervantes

  148. Added as Co-Sponsor Sen. Laura Fine

  149. Added as Co-Sponsor Sen. Robert Peters

  150. Added as Co-Sponsor Sen. Laura Ellman

  151. Added as Co-Sponsor Sen. Cristina Castro

  152. Added as Co-Sponsor Sen. Suzy Glowiak Hilton

  153. Added as Co-Sponsor Sen. Mattie Hunter

  154. Added as Co-Sponsor Sen. Emil Jones, III

  155. Added as Co-Sponsor Sen. Linda Holmes

  156. Added as Co-Sponsor Sen. Mary Edly-Allen

  157. Added as Chief Co-Sponsor Sen. Ram Villivalam

  158. Added as Co-Sponsor Sen. Laura M. Murphy

  159. Added as Co-Sponsor Sen. Sara Feigenholtz

  160. Pursuant to Senate Rule 3-9(b) / Referred to Assignments

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