SB2910Introduced in the Senate
INS-FAIR PLAN ASSOCIATION
Introduced by Julie Morrison, District 29
What does this bill do?
Plain-English breakdown
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Official description
Amends the Illinois Insurance Code. Changes the title of the Urban Property Insurance Article to the Availability of Property Insurance Article. Provides for regulation of an association, commonly referred to as the Illinois FAIR Plan Association, of all admitted insurers engaged in writing in the State, on a direct basis, basic property insurance or any basic property insurance component in multi-peril policies, including, without limitation, excess and surplus insurers, but not including farm mutual companies. Replaces all references in the Article to Industry Placement Facility or Facility with Association and all references to Inspection Bureau with Inspector. Sets forth provisions concerning participation in and management of the Association. Makes changes to provisions concerning application procedures; authorized operations for issuing policies; approval of rates; the right to appeal; reporting requirements; making of assessments; and powers of the Director of Insurance. Provides that an insurer shall, for purposes of ratemaking submissions, include its proportionate share of the Association's deficit or surplus in underwriting results with the method of recognition determined from time to time by the Association's governing committee and the Director. Repeals provisions concerning the Industry Placement Program; premium financing; applications for coverage of risks by the Industry Placement Facility; the Illinois Insurance Development Fund; reimbursement of the Secretary through the Fund; insolvency of companies; and a task force that reviews policy forms and endorsements issued by the Industry Placement Facility. Effective immediately.
Where it stands
Public Act . . . . . . . . . 104-0645
July 24, 2026
How did lawmakers vote?
House votes
2 recorded votes · each counted separately
Senate votes
2 recorded votes · each counted separately
HouseStage: House Third Reading · May 21, 2026
107
Yes
0
No
2
Absent or Not Voting
109 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.
See how each representative voted
| Representative | District | Vote |
|---|---|---|
| Aaron Ortiz | 1 | Yes |
| Elizabeth Hernandez | 2 | Yes |
| Lilian Jimenez | 4 | Yes |
| Kimberly Du Buclet | 5 | Yes |
| Sonya Harper | 6 | Yes |
| Emanuel Welch | 7 | Yes |
| LaShawn Ford | 8 | Yes |
| Yolanda Morris | 9 | Yes |
| Jawaharial Williams | 10 | Yes |
| Ann Williams | 11 | Yes |
Bill history
Filed with Secretary by Sen. Julie A. Morrison
First Reading
Referred to Assignments
Assigned to Insurance
Senate Committee Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison
Senate Committee Amendment No. 1 Referred to Assignments
Senate Committee Amendment No. 1 Assignments Refers to Insurance
Senate Committee Amendment No. 1 Adopted
Do Pass as Amended Insurance; 012-000-000
Placed on Calendar Order of 2nd Reading February 19, 2026
Added as Co-Sponsor Sen. Seth Lewis
Second Reading
Placed on Calendar Order of 3rd Reading March 5, 2026
Placed on Calendar Order of 3rd Reading ** April 15, 2026
Third Reading - Passed; 057-000-000
Arrived in House
Chief House Sponsor Rep. Bob Morgan
First Reading
Referred to Rules Committee
Assigned to Insurance Committee
Added Alternate Chief Co-Sponsor Rep. Jeff Keicher
Do Pass / Short Debate Insurance Committee; 015-000-000
Placed on Calendar 2nd Reading - Short Debate
Second Reading - Short Debate
Placed on Calendar Order of 3rd Reading - Short Debate
Third Reading - Short Debate - Passed 107-000-000
Passed Both Houses
Sent to the Governor
Governor Approved
Effective Date January 1, 2027
Public Act . . . . . . . . . 104-0645
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