SB2951Introduced in the Senate
MORTGAGE FORECLOSURE TIME
Introduced by Robert Martwick, District 10
What does this bill do?
Plain-English breakdown
Writing a plain-English summary of this bill… this can take a few seconds the first time.
Official description
Amends the Code of Civil Procedure. Provides that any indebtedness of any kind that is secured by a mortgage or deed of trust in the nature of a mortgage has a 10-year period to commence an action. Amends the Probate Act of 1975. Provides that in any proceeding to sell or mortgage real estate, if the secured creditors cannot be satisfied in full, then the court shall not direct the sale without the secured creditors' approval to accept partial satisfaction; and if the secured creditors cannot be satisfied in full, a sale of the property is not considered necessary for the proper administration of the estate. Effective immediately.
Where it stands
Public Act . . . . . . . . . 104-0842
August 21, 2026
How did lawmakers vote?
House votes
2 recorded votes · each counted separately
Senate votes
4 recorded votes · each counted separately
SenateStage: Senate Concurrence · May 31, 2026
58
Yes
0
No
1
Absent or Not Voting
59 senators recorded in this Senate vote. Colors show vote categories only, not whether a vote was good or bad.
See how each senator voted
| Senator | District | Vote |
|---|---|---|
| Javier Cervantes | 1 | Yes |
| Omar Aquino | 2 | Yes |
| Mattie Hunter | 3 | Yes |
| Kimberly Lightford | 4 | Yes |
| Lakesia Collins | 5 | Yes |
| Sara Feigenholtz | 6 | Yes |
| Mike Simmons | 7 | Yes |
| Ram Villivalam | 8 | Yes |
| Laura Fine | 9 | Yes |
| Robert Martwick | 10 | Yes |
Bill history
Filed with Secretary by Sen. Robert F. Martwick
First Reading
Referred to Assignments
Assigned to Judiciary
Postponed - Judiciary
Postponed - Judiciary
Do Pass Judiciary; 009-000-000
Placed on Calendar Order of 2nd Reading March 12, 2026
Second Reading
Placed on Calendar Order of 3rd Reading March 24, 2026
Added as Co-Sponsor Sen. Andrew S. Chesney
Third Reading - Passed; 056-000-000
Added as Chief Co-Sponsor Sen. Jason Plummer
Arrived in House
Chief House Sponsor Rep. Daniel Didech
First Reading
Referred to Rules Committee
Assigned to Judiciary - Civil Committee
Committee Deadline Extended-Rule 9(b) May 15, 2026
House Committee Amendment No. 1 Filed with Clerk by Rep. Daniel Didech
House Committee Amendment No. 1 Referred to Rules Committee
House Committee Amendment No. 1 Rules Refers to Judiciary - Civil Committee
House Committee Amendment No. 1 Adopted in Judiciary - Civil Committee; by Voice Vote
Do Pass as Amended / Short Debate Judiciary - Civil Committee; 020-000-000
Placed on Calendar 2nd Reading - Short Debate
Second Reading - Short Debate
Held on Calendar Order of Second Reading - Short Debate
Placed on Calendar Order of 3rd Reading - Short Debate
Third Reading - Short Debate - Passed 108-000-000
Secretary's Desk - Concurrence House Amendment(s) 1
Placed on Calendar Order of Concurrence House Amendment(s) 1 - May 25, 2026
House Committee Amendment No. 1 Motion to Concur Filed with Secretary Sen. Robert F. Martwick
House Committee Amendment No. 1 Motion to Concur Referred to Assignments
House Committee Amendment No. 1 Motion to Concur Assignments Referred to Judiciary
House Committee Amendment No. 1 Motion To Concur Recommended Do Adopt Judiciary; 006-000-000
House Committee Amendment No. 1 Senate Concurs 058-000-000
Senate Concurs
Passed Both Houses
Added as Co-Sponsor Sen. Chris Balkema
Sent to the Governor
Governor Approved
Effective Date August 21, 2026
Public Act . . . . . . . . . 104-0842
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