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SB2972Introduced in the Senate

BOATS-INSURANCE REQUIRED

Passed

Introduced by Julie Morrison, District 29

What does this bill do?

Plain-English breakdown

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Official description

Amends the Boat Registration and Safety Act. Provides that it is unlawful for the owner of a motorboat of more than 10 horsepower, a motorboat over 21 feet long, or a personal watercraft to operate or allow the operation of the motorboat or personal watercraft unless it is covered by a liability insurance policy that has been issued by an insurance company licensed in the State in an amount no less than the minimum amount set for bodily injury or death and for destruction of property under the Illinois Vehicle Code. Provides that proof of insurance shall be produced and displayed by the owner or operator of the motorboat or personal watercraft upon request to any law enforcement officer or to any person who has suffered or claims to have suffered either personal injury or property damage as a result of the operation of the motorboat or personal watercraft by the owner or operator. Provides that any operator of a motorboat or personal watercraft subject to registration and numbering under the Act who fails to have a liability insurance policy on a motorboat or personal watercraft is guilty of a petty offense and shall be required to pay a fine in excess of $500, but not more than $1,000. Provides that no person charged with such a violation shall be convicted if such person produces in court satisfactory evidence that at the time of the arrest the motorboat or personal watercraft was covered by a liability insurance policy. Allows the chief judge of each circuit to designate an officer of the court to review the documentation demonstrating that at the time of arrest the motorboat or personal watercraft was covered by a liability insurance policy. Provides that a person who (i) has not previously been convicted of or received a disposition of court supervision for failing to have a liability insurance policy on a motorboat or personal watercraft and (ii) produces at his or her court appearance satisfactory evidence that the motorboat or personal watercraft is covered, as of the date of the court appearance, by a liability insurance policy shall pay a fine of $100 and receive a disposition of court supervision.

Where it stands

Public Act . . . . . . . . . 104-0651

July 24, 2026

How did lawmakers vote?

House votes

2 recorded votes · each counted separately

Senate votes

4 recorded votes · each counted separately

HouseStage: House Third Reading · May 21, 2026

80

Yes

22

No

7

Absent or Not Voting

109 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.

See how each representative voted

Bill history

  1. Filed with Secretary by Sen. Julie A. Morrison

  2. First Reading

  3. Referred to Assignments

  4. Assigned to Transportation

  5. Senate Committee Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison

  6. Senate Committee Amendment No. 1 Referred to Assignments

  7. Senate Committee Amendment No. 1 Assignments Refers to Transportation

  8. Senate Committee Amendment No. 2 Filed with Secretary by Sen. Julie A. Morrison

  9. Senate Committee Amendment No. 2 Referred to Assignments

  10. Postponed - Transportation

  11. Senate Committee Amendment No. 3 Filed with Secretary by Sen. Julie A. Morrison

  12. Senate Committee Amendment No. 3 Referred to Assignments

  13. Senate Committee Amendment No. 2 Assignments Refers to Transportation

  14. Senate Committee Amendment No. 3 Assignments Refers to Transportation

  15. Senate Committee Amendment No. 1 Postponed - Transportation

  16. Senate Committee Amendment No. 2 Adopted

  17. Senate Committee Amendment No. 3 Adopted

  18. Do Pass as Amended Transportation; 016-001-001

  19. Placed on Calendar Order of 2nd Reading March 12, 2026

  20. Senate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Assignments

  21. Second Reading

  22. Placed on Calendar Order of 3rd Reading March 25, 2026

  23. Third Reading - Passed; 049-006-000

  24. Senate Committee Amendment No. 1 Tabled Pursuant to Rule 5-4(a)

  25. Arrived in House

  26. Chief House Sponsor Rep. Anthony DeLuca

  27. First Reading

  28. Referred to Rules Committee

  29. Assigned to Transportation: Vehicles & Safety

  30. Committee Deadline Extended-Rule 9(b) May 15, 2026

  31. Do Pass / Short Debate Transportation: Vehicles & Safety; 010-000-000

  32. Placed on Calendar 2nd Reading - Short Debate

  33. Second Reading - Short Debate

  34. Placed on Calendar Order of 3rd Reading - Short Debate

  35. Third Reading - Short Debate - Passed 080-022-003

  36. Passed Both Houses

  37. Sent to the Governor

  38. Governor Approved

  39. Effective Date January 1, 2027

  40. Public Act . . . . . . . . . 104-0651

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