SB3258Introduced in the Senate
INS-RENTAL VEHICLE COVERAGE
Introduced by Laura Murphy, District 28
What does this bill do?
Plain-English breakdown
Writing a plain-English summary of this bill… this can take a few seconds the first time.
Official description
Amends the Illinois Insurance Code. Provides that, in response to all applications for a policy of automobile insurance received by an insurance company, the insurance company or its agent shall provide the applicant information regarding the availability of coverage for loss of use of an insured vehicle as a result of a cause of loss covered by the policy contract. Provides that, at least 30 days prior to each renewal of a policy of automobile insurance, the insurance company or its agent shall provide the insured information regarding the availability of coverage for loss of use of an insured vehicle as a result of a cause of loss covered by the policy contract. Effective July 1, 2027.
Where it stands
Public Act . . . . . . . . . 104-0847
August 21, 2026
How did lawmakers vote?
House votes
2 recorded votes · each counted separately
Senate votes
4 recorded votes · each counted separately
SenateStage: Senate Concurrence · May 31, 2026
58
Yes
0
No
1
Absent or Not Voting
59 senators recorded in this Senate vote. Colors show vote categories only, not whether a vote was good or bad.
See how each senator voted
| Senator | District | Vote |
|---|---|---|
| Javier Cervantes | 1 | Yes |
| Omar Aquino | 2 | Yes |
| Mattie Hunter | 3 | Yes |
| Kimberly Lightford | 4 | Yes |
| Lakesia Collins | 5 | Yes |
| Sara Feigenholtz | 6 | Yes |
| Mike Simmons | 7 | Yes |
| Ram Villivalam | 8 | Yes |
| Laura Fine | 9 | Yes |
| Robert Martwick | 10 | Yes |
Bill history
Filed with Secretary by Sen. Laura M. Murphy
First Reading
Referred to Assignments
Assigned to Insurance
Added as Co-Sponsor Sen. Suzy Glowiak Hilton
Added as Co-Sponsor Sen. Paul Faraci
Added as Co-Sponsor Sen. Doris Turner
Postponed - Insurance
Do Pass Insurance; 010-000-000
Placed on Calendar Order of 2nd Reading March 12, 2026
Second Reading
Placed on Calendar Order of 3rd Reading March 26, 2026
Senate Floor Amendment No. 1 Filed with Secretary by Sen. Laura M. Murphy
Senate Floor Amendment No. 1 Referred to Assignments
Senate Floor Amendment No. 1 Be Approved for Consideration Assignments
Recalled to Second Reading
Senate Floor Amendment No. 1 Adopted; Murphy
Placed on Calendar Order of 3rd Reading
Third Reading - Passed; 056-000-000
Arrived in House
Chief House Sponsor Rep. Justin Cochran
First Reading
Referred to Rules Committee
Assigned to Insurance Committee
Committee Deadline Extended-Rule 9(b) May 15, 2026
House Committee Amendment No. 1 Filed with Clerk by Rep. Justin Cochran
House Committee Amendment No. 1 Referred to Rules Committee
House Committee Amendment No. 1 Rules Refers to Insurance Committee
House Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote
Do Pass as Amended / Short Debate Insurance Committee; 012-000-000
Placed on Calendar 2nd Reading - Short Debate
Added Alternate Co-Sponsor Rep. Maurice A. West, II
Second Reading - Short Debate
Placed on Calendar Order of 3rd Reading - Short Debate
Third Reading - Short Debate - Passed 109-000-000
Secretary's Desk - Concurrence House Amendment(s) 1
Placed on Calendar Order of Concurrence House Amendment(s) 1 - May 25, 2026
House Committee Amendment No. 1 Motion to Concur Filed with Secretary Sen. Laura M. Murphy
House Committee Amendment No. 1 Motion to Concur Referred to Assignments
House Committee Amendment No. 1 Motion to Concur Assignments Referred to Insurance
House Committee Amendment No. 1 Motion To Concur Recommended Do Adopt Insurance; 008-000-000
House Committee Amendment No. 1 Senate Concurs 058-000-000
Senate Concurs
Passed Both Houses
Sent to the Governor
Governor Approved
Effective Date July 1, 2027
Public Act . . . . . . . . . 104-0847
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