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SB3848Introduced in the Senate

INC TX-INSURANCE DEDUCTION

IntroducedSenate Assignments

Introduced by John Curran, District 41

What does this bill do?

Plain-English breakdown

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Official description

Amends the Illinois Income Tax Act. Creates an income tax deduction in an amount equal to the difference between (i) the homeowner's insurance premiums paid on the taxpayer's principal residence during the calendar year that begins during the taxable year for which the deduction is claimed and (ii) the homeowner's insurance premiums paid on the taxpayer's principal residence during the immediately preceding calendar year. Provides that the deduction applies only if the taxpayer has the same principal residence for the entirety of the current taxable year and the immediately preceding taxable year. Provides that, if 2 or more taxpayers are liable for the payment of homeowner's insurance on the same residence during a taxable year, only one such taxpayer may claim a deduction for that single property. Effective immediately.

Where it stands

Added as Co-Sponsor Sen. Erica Harriss

July 13, 2026

How did lawmakers vote?

No recorded vote is available for this bill yet.

Bill history

  1. Filed with Secretary by Sen. John F. Curran

  2. First Reading

  3. Referred to Assignments

  4. Assigned to Revenue

  5. Added as Co-Sponsor Sen. Craig Wilcox

  6. Added as Co-Sponsor Sen. Darby A. Hills

  7. Added as Co-Sponsor Sen. Jil Tracy

  8. Added as Co-Sponsor Sen. Chris Balkema

  9. Added as Co-Sponsor Sen. Seth Lewis

  10. Rule 2-10 Committee Deadline Established As April 24, 2026

  11. Rule 2-10 Committee/3rd Reading Deadline Established As May 15, 2026

  12. Rule 2-10 Committee/3rd Reading Deadline Established As May 22, 2026

  13. Rule 3-9(a) / Re-referred to Assignments

  14. Added as Co-Sponsor Sen. Sue Rezin

  15. Added as Co-Sponsor Sen. Dave Syverson

  16. Added as Co-Sponsor Sen. Erica Harriss

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