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HB1260Introduced in the House

Various insurance matters.

Passed

Introduced by Matthew Lehman, District 79

What does this bill do?

Plain-English breakdown

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Official description

Various insurance matters. Requires a person or entity to furnish information relating to a fraudulent insurance act to the department of insurance or the National Insurance Crime Bureau. Provides that a person or entity is not subject to civil or criminal liability for filing a report or furnishing other information concerning a fraudulent insurance act under certain circumstances. Sets forth a fee schedule for providing unrestricted data to certain entities from the all payer claims data base. Makes various changes to: (1) provisions relating to notice of material change; and (2) the property and casualty insurance and guaranty association law. Allows the insurance commissioner to waive the requirements for a merger or consolidation of a farm mutual insurance company with any other company if an emergency event occurs. Provides that a policy of insurance that provides coverage in excess of any liability relating to a self-insured retention amount shall be considered a commercial umbrella or excess liability policy under the uninsured and underinsured motorist coverage provision. Requires an insurer of automobile insurance policies to mail a notice of nonrenewal at least 30 days before the expiration of the policy. Requires an insurer of residential policies to: (1) mail a notice of nonrenewal at least 60 days before the expiration of the policy; and (2) take certain actions when the insurer utilizes aerial images as part of the insurer's coverage determinations. Allows co-owners of a condominium that meets certain conditions to obtain property and casualty insurance coverage for the condominium units by purchasing a master policy or by allowing each co-owner to purchase insurance on an individual basis. Requires an insurer and a health maintenance organization to provide an insurance producer with access to a complete list of providers who have entered into a reimbursement agreement with the insurer or health maintenance organization. Provides that the prohibition on denying, conditioning, or discriminating in the pricing of Medicare supplement policies for certain applicants applies to an applicant who submits an application during the period beginning one month before the applicant's birthday and ending one month after the applicant's birthday. Provides that the insurance commissioner has the authority to take certain actions relating to the creation, implementation, or operation of a health benefit exchange. Requires the department of insurance to annually report information to the budget committee regarding the fee schedule for providing unrestricted data that is being added in the bill.

Where it stands

Public Law 86

March 4, 2026

How did lawmakers vote?

House votes

2 recorded votes · each counted separately

Senate votes

1 recorded vote · each counted separately

HouseStage: House - House concurred with Senate amendments · February 26, 2026

78

Yes

12

No

10

Absent or Not Voting

100 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.

See how each representative voted

Bill history

  1. Coauthored by Representative Carbaugh

  2. Authored by Representative Lehman

  3. First reading: referred to Committee on Insurance

  4. Committee report: amend do pass, adopted

  5. Amendment #1 (Garcia Wilburn) motion withdrawn

  6. Second reading: ordered engrossed

  7. Senate sponsor: Senator Baldwin

  8. Third reading: passed; Roll Call 130: yeas 92, nays 1

  9. Referred to the Senate

  10. First reading: referred to Committee on Insurance and Financial Institutions

  11. Senator Randolph added as cosponsor

  12. Committee report: amend do pass adopted; reassigned to Committee on Appropriations

  13. Committee report: amend do pass, adopted

  14. Amendment #1 (Baldwin) prevailed; voice vote

  15. Second reading: amended, ordered engrossed

  16. Third reading: passed; Roll Call 245: yeas 48, nays 0

  17. Returned to the House with amendments

  18. Motion to dissent filed

  19. House dissented from Senate amendments

  20. House conferees appointed: Lehman, Dvorak

  21. House advisors appointed: Carbaugh, Mayfield, Campbell, Garcia Wilburn

  22. Senate conferees appointed: Baldwin, Randolph Lonnie M

  23. Senate advisors appointed: Walker K, Qaddoura

  24. Motion to concur filed

  25. Signed by the Speaker

  26. House concurred with Senate amendments; Roll Call 392: yeas 78, nays 12

  27. Signed by the President Pro Tempore

  28. Signed by the President of the Senate

  29. Signed by the Governor

  30. Public Law 86

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