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SB0169Introduced in the Senate

Reorganization of consumer lending laws.

Passed

Introduced by Scott Baldwin, District 20

What does this bill do?

Plain-English breakdown

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Official description

Reorganization of consumer lending laws. Repeals the statutes governing first lien mortgage lending, small loans, mortgage rescue protection fraud, and home loan practices and the Uniform Consumer Credit Code. Recodifies the repealed statutes in a new title of the Indiana Code concerning consumer lending (Title 37). Conforms the structure and organization of the recodified statutes to the requirements of the general assembly's drafting manual. Makes conforming changes to cross-references.

Where it stands

Public Law 115

March 5, 2026

How did lawmakers vote?

House votes

1 recorded vote · each counted separately

Senate votes

2 recorded votes · each counted separately

SenateStage: Senate - Senate concurred with House amendments · February 25, 2026

46

Yes

0

No

4

Absent or Not Voting

50 senators recorded in this Senate vote. Colors show vote categories only, not whether a vote was good or bad.

See how each senator voted

SenatorDistrictVote
Dan Dernulc1Yes
Lonnie Randolph2Yes
Mark Spencer3Yes
Rodney Pol4Absent
Ed Charbonneau5Yes
Rick Niemeyer6Yes
Brian Buchanan7Yes
Mike Bohacek8Yes
Ryan Mishler9Not Voting
David Niezgodski10Yes

Bill history

  1. Authored by Senator Baldwin

  2. First reading: referred to Committee on Insurance and Financial Institutions

  3. Committee report: amend do pass, adopted

  4. Senator Randolph added as coauthor

  5. Second reading: ordered engrossed

  6. Third reading: passed; Roll Call 53: yeas 43, nays 1

  7. House sponsor: Representative Teshka

  8. Referred to the House

  9. First reading: referred to Committee on Financial Institutions

  10. Committee report: amend do pass, adopted

  11. Second reading: ordered engrossed

  12. Third reading: passed; Roll Call 305: yeas 93, nays 1

  13. Returned to the Senate with amendments

  14. Motion to concur filed

  15. Senate concurred with House amendments; Roll Call 278: yeas 46, nays 0

  16. Signed by the President Pro Tempore

  17. Signed by the Speaker

  18. Signed by the President of the Senate

  19. Signed by the Governor

  20. Public Law 115

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