HB2497Introduced in the House
Prohibiting the assessment of a prepayment penalty against any party more than six months after the execution of a note evidencing a home loan made primarily for personal, family or household purposes secured by a real estate mortgage.
Introduced by Financial Institutions and Pensions
What does this bill do?
Plain-English breakdown
Writing a plain-English summary of this bill… this can take a few seconds the first time.
Official description
Prohibiting the assessment of a prepayment penalty against any party more than six months after the execution of a note evidencing a home loan made primarily for personal, family or household purposes secured by a real estate mortgage.
Where it stands
House Approved by Governor on Thursday, April 9, 2026
April 9, 2026
How did lawmakers vote?
House votes
2 recorded votes · each counted separately
Senate votes
2 recorded votes · each counted separately
HouseStage: House Conference Committee Report was adopted - Yea: 74 Nay: 51 · March 26, 2026
74
Yes
51
No
0
Absent or Not Voting
125 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.
What do people think?
Citizen Voice
How would you vote on this bill?
An unofficial public opinion poll. It does not affect the bill or the official vote.
One response per device. Location is self-reported and not verified. Results are informal and not a scientific survey.
See how each representative voted
| Representative | District | Vote |
|---|---|---|
| Dale Helwig | 1 | Yes |
| Kenneth Collins | 2 | Yes |
| Charles Smith | 3 | No |
| Rick James | 4 | Yes |
| Courtney Sappington | 5 | Yes |
| Samantha Poetter Parshall | 6 | Yes |
| Dan Goddard | 7 | Yes |
| Chris Croft | 8 | Yes |
| Fred Gardner | 9 | Yes |
| Suzanne Wikle | 10 | No |
Bill history
House Introduced
House Referred to Committee on Financial Institutions and Pensions
House Hearing: Monday, January 26, 2026, 9:00 AM Room 582-N
House Committee Report recommending bill be passed by Committee on Financial Institutions and Pensions
House Committee of the Whole - Be passed
House Final Action - Passed; Yea: 87 Nay: 37
Senate Received and Introduced
Senate Referred to Committee on Financial Institutions and Insurance
Senate Hearing: Wednesday, March 4, 2026, 9:30 AM Room 546-S
Senate Committee Report recommending bill be passed as amended by Committee on Financial Institutions and Insurance
Senate Committee of the Whole - Committee Report be adopted
Senate Committee of the Whole - Be passed as amended
Senate Final Action - Passed as amended; Yea: 36 Nay: 4
House Nonconcurred with amendments; Conference Committee requested; appointed Representative Hoheisel , Representative Stiens and Representative Xu as conferees
Senate Motion to accede adopted; Senator Dietrich, Senator Fagg and Senator Miller appointed as conferees
Senate Conference committee report now available
Senate Conference Committee Report was adopted; Yea: 32 Nay: 8
House Conference Committee Report was adopted; Yea: 74 Nay: 51
House Engrossed on Tuesday, March 31, 2026
House Enrolled and presented to Governor on Friday, April 3, 2026
House Approved by Governor on Thursday, April 9, 2026
Verify the information
- Official page on the Kansas Legislature website
- House Committee on Financial Institutions and Pensions Report (amendment)
- Senate Committee on Financial Institutions and Insurance Report (amendment)
- Conference Committee Report (amendment)
- Fiscal Note (supplement)
- Analysis (supplement)
- Analysis (supplement)
- Analysis (supplement)
- Introduced (text)
- Amended (text)
- Enrolled (text)
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