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HB568Introduced in the House

AN ACT relating to public protection and declaring an emergency.

Passed

Introduced by Michael Meredith, District 19

What does this bill do?

Plain-English breakdown

Writing a plain-English summary of this bill… this can take a few seconds the first time.

Official description

Amend KRS 304.9-020 to modify the definition of "apprentice adjuster," "negotiate," and "public adjuster"; amend KRS 304.9-430 to prohibit the issuing of a public adjuster license on or after the effective date of the Act; amend KRS 304.9-432 to prohibit issuing an apprentice adjuster license to a person that is supervised by a public adjuster; prohibit temporary or apprentice adjuster licensees from taking an examination for, or being issued, a public adjuster license; amend KRS 304.9-433 to prohibit a public adjuster from providing services until the required rescission period has concluded; establish information to be included in contracts between a public adjuster and an insured; require a public adjuster to provide a physical copy of the contract to the insured and insurer; modify the required rescission period for contracts between a public adjuster and an insured; provide that contracts in violation of KRS Chapter 304 are not enforceable; amend KRS 304.9-4331 to prohibit a public adjuster from being affiliated with an entity or person that obtains business in connection with a claim, utilizing a contractor, another form of business, or other person to solicit or obtain contract signatures; prohibit a public adjuster from negotiating with an insurer on behalf of an insured; amend KRS 304.9-4332 to require a public adjuster to provide insured with a receipt of deposit within 3 business days; amend KRS 304.9-4333 to modify fees that may be charged by a public adjuster; amend KRS 304.9-440 to require the commissioner to take certain regulatory actions against an adjuster or apprentice licensee under certain conditions; amend KRS 304.9-436 and 304.9-295 to conform; make conforming and technical amendments throughout; direct that certain sections apply to contracts entered on or after the effective date of the Act.

Where it stands

signed by Governor (Acts Ch. 141)

April 13, 2026

How did lawmakers vote?

House votes

2 recorded votes · each counted separately

Senate votes

2 recorded votes · each counted separately

HouseStage: House: Veto Override RCS# 453 · April 1, 2026

91

Yes

0

No

9

Absent or Not Voting

100 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.

See how each representative voted

RepresentativeDistrictVote
Steven Rudy1Yes
Kimberly Holloway2Yes
Randy Bridges3Yes
Wade Williams4Yes
Mary Imes5Yes
Chris Freeland6Yes
Suzanne Miles7Yes
Walker Thomas8Yes
Myron Dossett9Yes
Josh Calloway10Yes

Bill history

  1. introduced in House

  2. to Committee on Committees (H)

  3. to Banking & Insurance (H)

  4. reported favorably, 1st reading, to Calendar

  5. 2nd reading, to Rules

  6. posted for passage in the Regular Orders of the Day for Friday, February 20 2026

  7. 3rd reading, passed 95-1

  8. received in Senate

  9. to Committee on Committees (S)

  10. to Banking & Insurance (S)

  11. reported favorably, 1st reading, to Calendar with Committee Substitute (1)

  12. 2nd reading, to Rules

  13. floor amendment (1) filed to Committee Substitute , floor amendment (2-title) filed to bill

  14. posted for passage in the Regular Orders of the Day for Tuesday, March 31 2026

  15. passed over and retained in the Orders of the Day

  16. floor amendment (4) filed to Committee Substitute , floor amendment (3-title) filed to bill

  17. 3rd reading

  18. floor amendment (4) withdrawn

  19. floor amendment (3) withdrawn

  20. passed 36-0 with Committee Substitute (1), Floor Amendment (1) and Floor Amendment (2-title)

  21. received in House

  22. to Rules (H)

  23. posted for passage for concurrence in Senate Committee Substitute (1), Floor Amendment (1) and Floor Amendment (2-title)

  24. House refused to concur in Senate Committee Substitute (1), Floor Amendment (1) and Floor Amendment (2-title)

  25. received in Senate

  26. to Rules (S)

  27. posted for passage for receding from Senate Floor Amendments (1) and (2-title) and Committee Substitute (1)

  28. Senate refused to recede from Committee Substitute (1), Floor Amendment (1) and Floor Amendment (2-title)

  29. Conference Committee appointed in House and Senate

  30. Conference Committee report filed in House and Senate

  31. Conference Committee report adopted in House and Senate

  32. Free Conference Committee appointed in House and Senate

  33. Free Conference Committee report filed in House and Senate

  34. posted for passage for consideration of Free Conference Conference Report (1)

  35. Free Conference Committee report adopted in Senate

  36. passed 33-1

  37. received in House

  38. to Rules (H)

  39. taken from Rules

  40. posted for passage for consideration of Free Conference Committee Report

  41. Free Conference Committee report adopted in House

  42. passed 91-0

  43. enrolled, signed by Speaker of the House

  44. enrolled, signed by President of the Senate

  45. delivered to Governor

  46. signed by Governor (Acts Ch. 141)

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