SB94Introduced in the Senate
Commercial Law - Earned Wage Access - Revisions
Introduced by Finance
What does this bill do?
Plain-English breakdown
Writing a plain-English summary of this bill… this can take a few seconds the first time.
Official description
Prohibiting a lender from accepting a tip from a consumer or giving a consumer the option to provide a tip; altering the timeline for certain refunds; subjecting certain earned wage access providers and loan lenders to certain consumer loan requirements; etc.
Where it stands
Approved by the Governor - Chapter 170
April 28, 2026
How did lawmakers vote?
House of Delegates votes
1 recorded vote · each counted separately
Senate votes
1 recorded vote · each counted separately
House of DelegatesStage: Third Reading Passed · April 13, 2026
100
Yes
36
No
5
Absent or Not Voting
141 delegates recorded in this House of Delegates vote. Colors show vote categories only, not whether a vote was good or bad.
See how each delegate voted
| Delegate | District | Vote |
|---|---|---|
| Jason Buckel | 1 | No |
| Terry Baker | 1 | No |
| Jim Hinebaugh | 1 | No |
| William Wivell | 2 | No |
| William Valentine | 2 | No |
| Matthew Schindler | 2 | Yes |
| Ken Kerr | 3 | Yes |
| Kris Fair | 3 | Yes |
| Karen Simpson | 3 | Yes |
| Barrie Ciliberti | 4 | No |
Bill history
Pre-filed
First Reading Finance
Hearing 1/29 at 3:00 p.m.
Favorable with Amendments Report by Finance
Favorable with Amendments {383322/1 Adopted
Second Reading Passed with Amendments
Third Reading Passed (32-13)
Referred Economic Matters
Hearing 3/31 at 1:00 p.m.
Favorable Report by Economic Matters
Favorable Adopted Second Reading Passed
Third Reading Passed (100-36)
Returned Passed
Approved by the Governor - Chapter 170
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