SB2366Introduced in the Senate
Homeowners insurance limits; require no less than 20% in cases of total loss.
Introduced by Chad Mcmahan, District 6
What does this bill do?
Plain-English breakdown
Writing a plain-English summary of this bill… this can take a few seconds the first time.
Official description
An Act To Require Insurance Companies To Pay No Less Than Twenty Percent Of The Policy Limits For The Dwelling When There Is A Total Loss; To Allow The Insured To Recover Additional Amounts By Filing A Claim; To Provide A Definition For Total Loss As It Relates To This Act; To Provide That The Commissioner Of Insurance May Promulgate Rules And Regulations; And For Related Purposes.
Where it stands
Died In Committee
February 3, 2026
How did lawmakers vote?
No recorded vote is available for this bill yet.
What do people think?
Citizen Voice
How would you vote on this bill?
An unofficial public opinion poll. It does not affect the bill or the official vote.
One response per device. Location is self-reported and not verified. Results are informal and not a scientific survey.
Bill history
Referred To Insurance
Died In Committee
Verify the information
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