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SB2380Introduced in the Senate

Automobile insurance; require reinstatement of policy where insurer fails to provide proper notice and insured pays premiums.

Failed

Introduced by Joseph Seymour, District 47

What does this bill do?

Plain-English breakdown

Writing a plain-English summary of this bill… this can take a few seconds the first time.

Official description

An Act To Provide That For Any Insurance Policy That Falls Within The Jurisdiction Of The State Insurance Department Under Title 83, Mississippi Code Of 1972, When An Insurer Cancels A Policy For Nonpayment Of Premiums But The Insurer Mailed A Notice Of Cancellation For Nonpayment Of Premiums To A Different Address Than The Address Shown In The Policy Resulting In The Named Insured Failing To Receive Proper Notice From The Insurer, The Insured Shall Have The Opportunity To Pay The Past-due Premiums For The Policy; To Provide That If The Insured Pays The Past-due Premiums On The Policy, The Policy Shall Be Reinstated, And The Original Terms Of The Policy Shall Be Binding; To Amend Section 83-11-5, Mississippi Code Of 1972, To Conform To The Provisions Of The Act; To Bring Forward Section 83-11-9, Mississippi Code Of 1972, For The Purpose Of Possible Amendment; And For Related Purposes.

Where it stands

Died In Committee

February 3, 2026

How did lawmakers vote?

No recorded vote is available for this bill yet.

What do people think?

Citizen Voice

How would you vote on this bill?

An unofficial public opinion poll. It does not affect the bill or the official vote.

One response per device. Location is self-reported and not verified. Results are informal and not a scientific survey.

Bill history

  1. Referred To Insurance

  2. Died In Committee

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