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A03889Introduced in the Assembly

Requires a liability insurer that has an opportunity to settle a claim at or within the policy limits, and refuses to do so, to be liable for any verdict in excess of the insurance policy limits; prohibits the insurer from recovering such excess judgment from the insured.

IntroducedAssembly Insurance

Introduced by Demond Meeks, District 137

What does this bill do?

Plain-English breakdown

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Official description

Requires a liability insurer that has an opportunity to settle a claim at or within the policy limits, and refuses to do so, to be liable for any verdict in excess of the insurance policy limits; prohibits the insurer from recovering such excess judgment from the insured.

Where it stands

referred to insurance

January 7, 2026

How did lawmakers vote?

No recorded vote is available for this bill yet.

What do people think?

Citizen Voice

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Bill history

  1. referred to insurance

  2. referred to insurance

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