HB3781Introduced in the House
Insurance; rate may not be excessive, inadequate or unfairly discriminatory; expiration; effective date.
Introduced by Stacy Jo Adams, District 50
What does this bill do?
Plain-English breakdown
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Official description
Insurance; rate may not be excessive, inadequate or unfairly discriminatory; expiration; effective date.
Where it stands
Approved by Governor 05/12/2026
May 12, 2026
How did lawmakers vote?
House votes
4 recorded votes · each counted separately
Senate votes
2 recorded votes · each counted separately
HouseStage: House: FOURTH READING · May 6, 2026
73
Yes
11
No
15
Absent or Not Voting
99 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.
See how each representative voted
| Representative | District | Vote |
|---|---|---|
| Eddy Dempsey | 1 | Yes |
| Jim Olsen | 2 | Yes |
| Rick West | 3 | No |
| Bob Culver | 4 | Yes |
| Josh West | 5 | Absent |
| Rusty Cornwell | 6 | Yes |
| Steve Bashore | 7 | Yes |
| Tom Gann | 8 | No |
| Mark Lepak | 9 | Yes |
| Judd Strom | 10 | Yes |
Bill history
First Reading
Authored by Representative Adams
Second Reading referred to Commerce and Economic Development Oversight
Referred to Insurance
Policy recommendation to the Commerce and Economic Development Oversight committee; Do Pass Insurance
CR; Do Pass, amended by committee substitute Commerce and Economic Development Oversight Committee
General Order
Coauthored by Representative(s) Gise
Authored by Senator Reinhardt (principal Senate author)
Amended
Title stricken
Third Reading, Measure passed: Ayes: 81 Nays: 14
Referred for engrossment
Engrossed, signed, to Senate
First Reading
Second Reading referred to Business and Insurance
Coauthored by Representative Tedford
Reported Do Pass, amended by committee substitute Business and Insurance committee; CR filed
Emergency removed
Placed on General Order
Coauthored by Senator Kirt
General Order, Amended
Title restored
Measure passed: Ayes: 39 Nays: 6
Referred for engrossment
Engrossed to House
SA's received
SA's read, adopted
Fourth Reading, Measure passed: Ayes: 73 Nays: 11
Referred for enrollment
Enrolled, signed, to Senate
Enrolled measure signed, returned to House
Sent to Governor
Approved by Governor 05/12/2026
Verify the information
- Official page on the Oklahoma Legislature website
- House Committee Proposed Committee Substitute (full committee) 1 (amendment)
- House Floor 1 Floor Amendment by OSBURN (amendment)
- Senate Committee Committee Amendment (amendment)
- Senate Floor HB3781 (4-29-26) (REINHARDT) RT FA1 (amendment)
- Fiscal Note/Analysis (supplement)
- Fiscal Note/Analysis (supplement)
- Fiscal Note/Analysis (supplement)
- Fiscal Note/Analysis (supplement)
- Fiscal Note/Analysis (supplement)
- Introduced (text)
- Comm Sub (text)
- Amended (text)
- Engrossed (text)
- Comm Sub (text)
- Amended (text)
- Engrossed (text)
- Enrolled (text)
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