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HB4098Introduced in the House

Relating to violations of the Insurance Code as unlawful trade practices.

Introduced

Introduced by April Dobson, District 39

What does this bill do?

Plain-English breakdown

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Official description

Adds bad acts done with respect to insurance to the list of bad acts that are subject to the Unlawful Trade Practices Act. Lets a person get from a court relief in addition to damages under the UTPA. Tells a district attorney to get permission from a state agency to take action under the UTPA in relation to insurance. (Flesch Readability Score: 60.6). Provides that a violation of prohibitions against certain practices with respect to insurance is subject to an enforcement action under the Unlawful Trade Practices Act. Specifies exemptions. Removes some exemptions for insurance from the definition of "real estate, goods or services" under the Unlawful Trade Practices Act. Permits a person to obtain, and a court to award, appropriate equitable relief in addition to monetary damages under the Unlawful Trade Practices Act. Requires the Director of the Department of Consumer and Business Services to request action before a prosecuting attorney may take action under the Unlawful Trade Practices Act against an act or practice related to insurance.

Where it stands

Failed.

March 6, 2026

How did lawmakers vote?

HouseStage: House Third Reading · February 18, 2026

28

Yes

30

No

2

Absent or Not Voting

60 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.

See how each representative voted

RepresentativeDistrictVote
Court Boice1No
Virgle Osborne2No
Dwayne Yunker3No
Alek Skarlatos4No
Pam Marsh5Yes
Kimberly Wallan6No
John Lively7No
Lisa Fragala8Yes
Boomer Wright9Absent
David Gomberg10Yes

Bill history

  1. First reading. Referred to Speaker's desk.

  2. Referred to Commerce and Consumer Protection.

  3. Public Hearing held.

  4. Work Session held.

  5. Recommendation: Do pass with amendments and be printed A-Engrossed.

  6. Minority Recommendation: Do pass with different amendments and be printed A-Engrossed.

  7. Second reading.

  8. Motion to substitute Minority Report for Committee Report failed. Ayes, 23; Nays, 36--Andersen, Bowman, Chaichi, Chotzen, Dobson, Evans, Fragala, Gamba, Gomberg, Grayber, Helm, Hudson, Isadore, Javadi, Kropf, Levy E, Lively, Marsh, McDonald, McLain, Munoz, Nathanson, Nelson, Nguyen D, Nosse, Pham H, Rieke Smith, Ruiz, Sanchez, Sosa, Tran, Valderrama, Walters, Watanabe, Wise, Speaker Fahey; Excused, 1--Hartman.

  9. Potential conflict(s) of interest declared by Kropf, Sosa.

  10. Third reading. Carried by Dobson. Failed. Ayes, 28; Nays, 30--Boice, Boshart Davis, Bowman, Breese-Iverson, Bunch, Cate, Diehl, Edwards, Elmer, Harbick, Helfrich, Isadore, Levy B, Levy E, Lewis, Lively, Mannix, McIntire, Nguyen D, Osborne, Owens, Pham H, Reschke, Rieke Smith, Scharf, Skarlatos, Smith G, Wallan, Watanabe, Yunker; Excused, 2--Hartman, Wright.

  11. Bowman served notice of possible reconsideration.

  12. Failed.

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