S3073Introduced in the Senate
Limits mortgage prepayment rules to mortgages on owner-occupied properties with one to four dwelling units.
Introduced by Robert Britto, District 18
What does this bill do?
Plain-English breakdown
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Official description
PROPERTY -- MORTGAGES OF REAL PROPERTY - Limits mortgage prepayment rules to mortgages on owner-occupied properties with one to four dwelling units.
Where it stands
Effective without Governor's signature
June 26, 2026
How did lawmakers vote?
House votes
2 recorded votes · each counted separately
Senate votes
4 recorded votes · each counted separately
HouseStage: Passage · June 8, 2026
70
Yes
0
No
5
Absent or Not Voting
75 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.
See how each representative voted
| Representative | District | Vote |
|---|---|---|
| Edith Ajello | 1 | Yes |
| Christopher Blazejewski | 2 | Yes |
| Nathan Biah | 3 | Not Voting |
| Rebecca Kislak | 4 | Yes |
| Anthony DeSimone | 5 | Yes |
| Raymond Hull | 6 | Yes |
| David Morales | 7 | Yes |
| John Lombardi | 8 | Yes |
| Enrique Sanchez | 9 | Yes |
| Scott Slater | 10 | Yes |
Bill history
Introduced, referred to Senate Commerce
Scheduled for hearing and/or consideration (04/14/2026)
Committee recommended measure be held for further study
Scheduled for consideration (04/28/2026)
Committee recommends passage
Placed on Senate Calendar (05/07/2026)
Senate passed as amended (floor amendment)
Referred to House Judiciary
Scheduled for consideration (06/03/2026)
Committee recommends passage as amended in concurrence
Placed on House Calendar (06/08/2026)
House passed as amended in concurrence
Transmitted to Governor
Effective without Governor's signature
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