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S3115Introduced in the Senate

Raises the percentage from eighty percent (80%) to eighty-five percent (85%) regarding declaring a vehicle a total loss.

Passed

Introduced by Hanna Gallo, District 27

What does this bill do?

Plain-English breakdown

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Official description

INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT - Raises the percentage from eighty percent (80%) to eighty-five percent (85%) regarding declaring a vehicle a total loss.

Where it stands

Effective without Governor's signature

June 26, 2026

How did lawmakers vote?

House votes

2 recorded votes · each counted separately

Senate votes

3 recorded votes · each counted separately

HouseStage: Passage In Concurrence · June 9, 2026

66

Yes

4

No

5

Absent or Not Voting

75 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.

See how each representative voted

Bill history

  1. Introduced, referred to Senate Judiciary

  2. Scheduled for hearing and/or consideration (05/21/2026)

  3. Committee recommended measure be held for further study

  4. Scheduled for consideration (05/28/2026)

  5. Committee recommends passage

  6. Placed on Senate Calendar (06/03/2026)

  7. Senate read and passed

  8. Referred to House Corporations

  9. Scheduled for consideration (06/08/2026)

  10. Committee recommends passage in concurrence

  11. Placed on House Calendar (06/09/2026)

  12. House passed in concurrence

  13. Transmitted to Governor

  14. Effective without Governor's signature

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