H3227Introduced in the House
Earthquake insurance
Introduced by Gil Gatch, District 94
What does this bill do?
Plain-English breakdown
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Official description
Amend The South Carolina Code Of Laws By Adding Section 38-75-70 So As To Require Insurers To Offer Insurance Coverage For Loss Or Damage Resulting From An Earthquake To All Policies Issued In This State.
Where it stands
Referred to Committee on Banking and Insurance
March 10, 2026
How did lawmakers vote?
HouseStage: House: Passage Of Bill · March 4, 2026
116
Yes
0
No
8
Absent or Not Voting
124 representatives recorded in this House vote. Colors show vote categories only, not whether a vote was good or bad.
See how each representative voted
| Representative | District | Vote |
|---|---|---|
| William Whitmire | 1 | Yes |
| Adam Duncan | 2 | Yes |
| Phillip Bowers | 3 | Yes |
| Davey Hiott | 4 | Yes |
| Neal Collins | 5 | Yes |
| April Cromer | 6 | Yes |
| Lee Gilreath | 7 | Yes |
| Don Chapman | 8 | Yes |
| Blake Sanders | 9 | Yes |
| Thomas Beach | 10 | Yes |
Bill history
Prefiled
Referred to Committee on Labor, Commerce and Industry
Introduced and read first time
Referred to Committee on Labor, Commerce and Industry
Committee report: Favorable with amendment Labor, Commerce and Industry
Debate adjourned until Thur., 2-28-26
Member(s) request name added as sponsor: Gilliard
Debate adjourned
Requests for debate-Rep
Requests for debate removed-Rep
Member(s) request name added as sponsor: Rivers
Amended
Read second time
Roll call Yeas-116 Nays-0
Read third time and sent to Senate
Introduced and read first time
Referred to Committee on Banking and Insurance
Verify the information
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