HB7866Introduced in the House
American Lending Fairness Act of 2026
Introduced by Warren Davidson, District OH-8
What does this bill do?
Plain-English breakdown
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Official description
To restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.
Where it stands
Ordered to be Reported (Amended) by the Yeas and Nays: 31 - 18.
September 16, 2026
How did lawmakers vote?
No recorded vote is available for this bill yet.
What do people think?
Citizen Voice
How would you vote on this bill?
An unofficial public opinion poll. It does not affect the bill or the official vote.
One response per device. Location is self-reported and not verified. Results are informal and not a scientific survey.
Bill history
Introduced in House
Referred to the House Committee on Financial Services.
Committee Consideration and Mark-up Session Held
Ordered to be Reported (Amended) by the Yeas and Nays: 31 - 18.
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