HB444Introduced in the House of Delegates
Uniform Consumer Debt Default Judgments Act; established.
Introduced by Marcus Simon, District 13
What does this bill do?
Plain-English breakdown
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Official description
Uniform Consumer Debt Default Judgments Act established. Creates the Uniform Consumer Debt Default Judgments Act for the award of a default judgment in actions for the collection of certain consumer debts, defined in the bill as an obligation or alleged obligation of an individual to pay money that arises out of a transaction in which the money, property, insurance, or service that is the subject of the transaction is primarily for a personal, family, or household purpose. The bill provides that a default judgment in such actions shall only be entered if the warrant in debt or civil action to recover a consumer debt includes certain statements and the required notice to the consumer, as described in the bill. Finally, the bill directs the Office of the Executive Secretary to promulgate a form for the consumer notice provisions created by the bill. The bill has a delayed effective date of July 1, 2027.
Where it stands
Acts of Assembly Chapter text (CHAP0395)
April 8, 2026
How did lawmakers vote?
House of Delegates votes
4 recorded votes · each counted separately
Senate votes
3 recorded votes · each counted separately
House of DelegatesStage: Senate amendments agreed to by House (75-Y 21-N 0-A) · March 4, 2026
75
Yes
21
No
3
Absent or Not Voting
99 delegates recorded in this House of Delegates vote. Colors show vote categories only, not whether a vote was good or bad.
What do people think?
Citizen Voice
How would you vote on this bill?
An unofficial public opinion poll. It does not affect the bill or the official vote.
One response per device. Location is self-reported and not verified. Results are informal and not a scientific survey.
See how each delegate voted
| Delegate | District | Vote |
|---|---|---|
| Patrick Hope | 1 | Yes |
| Adele McClure | 2 | Yes |
| Alfonso Lopez | 3 | Yes |
| Charniele Herring | 4 | Yes |
| Kirk McPike | 5 | Yes |
| Richard Sullivan | 6 | Yes |
| Karen Keys-Gamarra | 7 | Yes |
| Irene Shin | 8 | Yes |
| Karrie Delaney | 9 | Yes |
| Dan Helmer | 10 | Yes |
Bill history
Prefiled and ordered printed; Offered 01-14-2026 26101027D
Referred to Committee for Courts of Justice
Fiscal Impact Statement from Department of Planning and Budget (HB444)
Assigned HCJ sub: Civil
House subcommittee offered
Subcommittee recommends reporting with substitute (7-Y 1-N)
Reported from Courts of Justice with substitute (20-Y 2-N)
Committee substitute printed 26107114D-H1
Fiscal Impact Statement from Department of Planning and Budget (HB444)
Read first time
Read second time
committee substitute agreed to
Engrossed by House - committee substitute
Read third time and passed House (76-Y 21-N 0-A)
Constitutional reading dispensed (on 1st reading)
Referred to Committee for Courts of Justice
Senate committee offered
Reported from Courts of Justice with amendments (14-Y 0-N 1-A)
Rules suspended
Constitutional reading dispensed Block Vote (on 2nd reading) (37-Y 0-N 0-A)
Passed by for the day Block Vote (Voice Vote)
Read third time
Courts of Justice Amendments agreed to
Engrossed by Senate as amended
Passed Senate with amendments (40-Y 0-N 0-A)
Senate amendments agreed to by House (75-Y 21-N 0-A)
Enrolled
Bill text as passed House and Senate (HB444ER)
Signed by President
Signed by Speaker
Enrolled Bill communicated to Governor on March 14, 2026
Governor's Action Deadline 11:59 p.m., April 13, 2026
Fiscal Impact Statement from Department of Planning and Budget (HB444)
Approved by Governor-Chapter395 (Effective 7/1/2027)
Acts of Assembly Chapter text (CHAP0395)
Verify the information
- Official page on the Virginia Legislature website
- Courts of Justice Amendment (amendment)
- Courts of Justice Amendment (amendment)
- Senate Amendments (amendment)
- Fiscal Note/Analysis (supplement)
- Fiscal Note/Analysis (supplement)
- Fiscal Note/Analysis (supplement)
- Introduced (text)
- Comm Sub (text)
- Comm Sub (text)
- Comm Sub (text)
- Enrolled (text)
- Chaptered (text)
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