HB445Introduced in the House of Delegates
Debtor's disposable earnings; exemptions form garnishment, exemptions in bankruptcy proceedings.
Introduced by Marcus Simon, District 13
What does this bill do?
Plain-English breakdown
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Official description
Exemptions from garnishment; exemptions in bankruptcy proceedings; disposable earnings. Provides that the exemption provided for a debtor's disposable earnings, defined by current law, that are subject to garnishment also applies to disposable earnings for the purposes of a bankruptcy proceeding.
Where it stands
Acts of Assembly Chapter text (CHAP0143)
April 6, 2026
How did lawmakers vote?
House of Delegates votes
3 recorded votes · each counted separately
Senate votes
3 recorded votes · each counted separately
SenateStage: Passed Senate (40-Y 0-N 0-A) · March 2, 2026
40
Yes
0
No
0
Absent or Not Voting
40 senators recorded in this Senate vote. Colors show vote categories only, not whether a vote was good or bad.
What do people think?
Citizen Voice
How would you vote on this bill?
An unofficial public opinion poll. It does not affect the bill or the official vote.
One response per device. Location is self-reported and not verified. Results are informal and not a scientific survey.
See how each senator voted
| Senator | District | Vote |
|---|---|---|
| Elizabeth Bennett-Parker | 5 | Yes |
| Michael Jones | 77 | Yes |
| Timmy French | 1 | Yes |
| Mark Obenshain | 2 | Yes |
| Chris Head | 3 | Yes |
| David Suetterlein | 4 | Yes |
| Travis Hackworth | 5 | Yes |
| Todd Pillion | 6 | Yes |
| William Stanley | 7 | Yes |
| Mark Peake | 8 | Yes |
Bill history
Prefiled and ordered printed; Offered 01-14-2026 26101046D
Referred to Committee for Courts of Justice
Assigned HCJ sub: Civil
Subcommittee recommends reporting (10-Y 0-N)
Reported from Courts of Justice (19-Y 0-N)
Read first time
Read second time and engrossed
Read third time and passed House (98-Y 0-N 0-A)
Constitutional reading dispensed (on 1st reading)
Referred to Committee for Courts of Justice
Reported from Courts of Justice (15-Y 0-N)
Rules suspended
Constitutional reading dispensed Block Vote (on 2nd reading) (37-Y 0-N 0-A)
Passed by for the day Block Vote (Voice Vote)
Read third time
Passed Senate (40-Y 0-N 0-A)
Enrolled
Bill text as passed House and Senate (HB445ER)
Signed by Speaker
Signed by President
Enrolled Bill communicated to Governor on March 10, 2026
Governor's Action Deadline 11:59 p.m., April 13, 2026
Approved by Governor-Chapter 143 (effective 7/1/2026)
Acts of Assembly Chapter text (CHAP0143)
Verify the information
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