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HB677Introduced in the House of Delegates

Residential property owners; insurance policies, roofing services by contractors.

Passed

Introduced by Michelle Maldonado, District 20

What does this bill do?

Plain-English breakdown

Writing a plain-English summary of this bill… this can take a few seconds the first time.

Official description

Residential property owners; insurance policies; roofing services by contractors; prohibited practices and consumer protection. Prohibits insurers from refusing coverage or canceling, refusing to renew, or increasing the premiums of a policy written to insure an owner-occupied dwelling solely based on the age or condition of the asphalt shingle roof, except in certain circumstances. The bill also contains provisions related to consumer protection in the context of contractors providing roofing services for residential property owners. The bill prohibits certain advertisements and conduct by contractors in such context. The bill includes contract terms that must be included by contractors in such context, and permits a residential property owner to cancel a contract for roofing services in the case of a declaration of a state of emergency by the Governor applicable to the geographic area where the property is located. Provisions of the bill related to prohibited conduct and requirements for contractors providing roofing services are subject to the enforcement provisions of the Consumer Protection Act. The bill has a delayed effective date of January 1, 2027, and is identical to SB 402.

Where it stands

Acts of Assembly Chapter text (CHAP0657)

April 13, 2026

How did lawmakers vote?

House of Delegates votes

6 recorded votes · each counted separately

Senate votes

4 recorded votes · each counted separately

House of DelegatesStage: Senate amendment agreed to by House (95-Y 4-N 0-A) · March 10, 2026

95

Yes

4

No

0

Absent or Not Voting

99 delegates recorded in this House of Delegates vote. Colors show vote categories only, not whether a vote was good or bad.

What do people think?

Citizen Voice

How would you vote on this bill?

An unofficial public opinion poll. It does not affect the bill or the official vote.

One response per device. Location is self-reported and not verified. Results are informal and not a scientific survey.

See how each delegate voted

DelegateDistrictVote
Patrick Hope1Yes
Adele McClure2Yes
Alfonso Lopez3Yes
Charniele Herring4Yes
Kirk McPike5Yes
Richard Sullivan6Yes
Karen Keys-Gamarra7Yes
Irene Shin8Yes
Karrie Delaney9Yes
Dan Helmer10Yes

Bill history

  1. Prefiled and ordered printed; Offered 01-14-2026 26105215D

  2. Referred to Committee on Labor and Commerce

  3. Assigned HCL sub: Subcommittee #1

  4. House subcommittee offered

  5. Subcommittee recommends reporting with substitute (8-Y 1-N)

  6. Reported from Labor and Commerce with substitute (22-Y 0-N)

  7. Committee substitute printed 26107049D-H1

  8. Fiscal Impact Statement from State Corporation Commission (HB677)

  9. Read first time

  10. Motion to refer to Appropriations agreed to

  11. Referred to Committee on Appropriations

  12. Assigned HAPP sub: Commerce Agriculture & Natural Resources

  13. Subcommittee recommends reporting with substitute (7-Y 0-N)

  14. Reported from Appropriations with substitute (22-Y 0-N)

  15. Committee substitute printed 26107777D-H2

  16. Read first time

  17. Read second time

  18. committee substitute rejected

  19. committee substitute agreed to

  20. Engrossed by House - committee substitute

  21. Read third time and passed House (97-Y 0-N 0-A)

  22. Constitutional reading dispensed (on 1st reading)

  23. Referred to Committee on Commerce and Labor

  24. Rereferred from Commerce and Labor to General Laws and Technology (12-Y 0-N)

  25. Senate committee offered

  26. Fiscal Impact Statement from State Corporation Commission (HB677)

  27. Reported from General Laws and Technology with amendment (15-Y 0-N)

  28. Rules suspended

  29. Constitutional reading dispensed Block Vote (on 2nd reading) (39-Y 0-N 0-A)

  30. Passed by for the day Block Vote (Voice Vote)

  31. Read third time

  32. General Laws and Technology Amendment agreed to

  33. Engrossed by Senate as amended

  34. Passed Senate with amendment Block Vote (40-Y 0-N 0-A)

  35. Senate amendment agreed to by House (95-Y 4-N 0-A)

  36. Enrolled

  37. Bill text as passed House and Senate (HB677ER)

  38. Signed by President

  39. Signed by Speaker

  40. Enrolled Bill communicated to Governor on March 31, 2026

  41. Governor's Action Deadline 11:59 p.m., April 13, 2026

  42. Approved by Governor - Chapter 657 (effective 1/1/2027)

  43. Acts of Assembly Chapter text (CHAP0657)

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