HB808Introduced in the House of Delegates
Insurance; unfair claim settlement practices, modification of loss estimate.
Introduced by Dan Helmer, District 10
What does this bill do?
Plain-English breakdown
Writing a plain-English summary of this bill… this can take a few seconds the first time.
Official description
Insurance; unfair claim settlement practices; modification of loss estimate. Prohibits an insurer, when reducing a loss estimate of $3,000 or more, from altering or amending an insurance adjuster's estimate of damages, photographic report data, or narrative report without meeting certain requirements including providing the policyholder with a detailed explanation as to why any change that has the effect of reducing the loss estimate was made.
Where it stands
Acts of Assembly Chapter text (CHAP0672)
April 13, 2026
How did lawmakers vote?
House of Delegates votes
4 recorded votes · each counted separately
Senate votes
3 recorded votes · each counted separately
House of DelegatesStage: Senate substitute agreed to by House (98-Y 0-N 0-A) · March 12, 2026
98
Yes
0
No
1
Absent or Not Voting
99 delegates recorded in this House of Delegates vote. Colors show vote categories only, not whether a vote was good or bad.
What do people think?
Citizen Voice
How would you vote on this bill?
An unofficial public opinion poll. It does not affect the bill or the official vote.
One response per device. Location is self-reported and not verified. Results are informal and not a scientific survey.
See how each delegate voted
| Delegate | District | Vote |
|---|---|---|
| Patrick Hope | 1 | Yes |
| Adele McClure | 2 | Yes |
| Alfonso Lopez | 3 | Yes |
| Charniele Herring | 4 | Yes |
| Kirk McPike | 5 | Yes |
| Richard Sullivan | 6 | Yes |
| Karen Keys-Gamarra | 7 | Yes |
| Irene Shin | 8 | Yes |
| Karrie Delaney | 9 | Yes |
| Dan Helmer | 10 | Yes |
Bill history
Prefiled and ordered printed; Offered 01-14-2026 26100346D
Referred to Committee on Labor and Commerce
Assigned HCL sub: Subcommittee #1
Fiscal Impact Statement from State Corporation Commission (HB808)
Subcommittee recommends reporting with amendment(s) (8-Y 0-N)
House subcommittee offered
Reported from Labor and Commerce with amendment(s) (20-Y 0-N)
Read first time
Read second time
committee amendments agreed to
Engrossed by House as amended
Read third time and passed House (97-Y 0-N 0-A)
Constitutional reading dispensed (on 1st reading)
Referred to Committee on Commerce and Labor
Senate committee offered
Reported from Commerce and Labor with substitute (12-Y 3-N)
Committee substitute printed 26109104D-S1
Rules suspended
Constitutional reading dispensed (on 2nd reading) (37-Y 0-N 0-A)
Passed by for the day (Voice Vote)
Read third time
Commerce and Labor Substitute agreed to
Engrossed by Senate - committee substitute
Passed Senate with substitute (33-Y 7-N 0-A)
Senate substitute agreed to by House (98-Y 0-N 0-A)
Enrolled
Bill text as passed House and Senate (HB808ER)
Signed by President
Signed by Speaker
Enrolled Bill communicated to Governor on March 31, 2026
Governor's Action Deadline 11:59 p.m., April 13, 2026
Approved by Governor-Chapter 672 (effective 7/1/2026)
Acts of Assembly Chapter text (CHAP0672)
Verify the information
- Official page on the Virginia Legislature website
- Subcommittee #1 Subcommittee Amendment (amendment)
- Labor and Commerce Amendment (amendment)
- Labor and Commerce Amendment (amendment)
- Fiscal Note/Analysis (supplement)
- Introduced (text)
- Engrossed (text)
- Comm Sub (text)
- Comm Sub (text)
- Enrolled (text)
- Chaptered (text)
Our commitment to neutrality
We provide factual information only. We never tell you which politicians or bills to support, and we do not rank, score, or endorse anyone.