SB402Introduced in the Senate
Residential property owners; insurance policies, roofing services by contractors.
Introduced by Scott Surovell, District 34
What does this bill do?
Plain-English breakdown
Writing a plain-English summary of this bill… this can take a few seconds the first time.
Official description
Residential property owners; insurance policies; roofing services by contractors; prohibited practices and consumer protection. Prohibits insurers from refusing coverage or canceling, refusing to renew, or increasing the premiums of a policy written to insure an owner-occupied dwelling solely based on the age or condition of the asphalt shingle roof, except in certain circumstances. The bill also contains provisions related to consumer protection in the context of contractors providing roofing services for residential property owners. The bill prohibits certain advertisements and conduct by contractors in such context. The bill includes contract terms that must be included by contractors in such context, and permits a residential property owner to cancel a contract for roofing services in the case of a declaration of a state of emergency by the Governor applicable to the geographic area where the property is located. Provisions of the bill related to prohibited conduct and requirements for contractors providing roofing services are subject to the enforcement provisions of the Consumer Protection Act. The bill has a delayed effective date of January 1, 2027, and is identical to HB 677.
Where it stands
Acts of Assembly Chapter text (CHAP0658)
April 13, 2026
How did lawmakers vote?
House of Delegates votes
3 recorded votes · each counted separately
Senate votes
4 recorded votes · each counted separately
SenateStage: House substitute agreed to by Senate · March 10, 2026
40
Yes
0
No
0
Absent or Not Voting
40 senators recorded in this Senate vote. Colors show vote categories only, not whether a vote was good or bad.
What do people think?
Citizen Voice
How would you vote on this bill?
An unofficial public opinion poll. It does not affect the bill or the official vote.
One response per device. Location is self-reported and not verified. Results are informal and not a scientific survey.
See how each senator voted
| Senator | District | Vote |
|---|---|---|
| Elizabeth Bennett-Parker | 5 | Yes |
| Michael Jones | 77 | Yes |
| Timmy French | 1 | Yes |
| Mark Obenshain | 2 | Yes |
| Chris Head | 3 | Yes |
| David Suetterlein | 4 | Yes |
| Travis Hackworth | 5 | Yes |
| Todd Pillion | 6 | Yes |
| William Stanley | 7 | Yes |
| Mark Peake | 8 | Yes |
Bill history
Prefiled and ordered printed; Offered 01-14-2026 26105216D
Referred to Committee on General Laws and Technology
Assigned GL&T sub: Housing
Senate subcommittee offered
Reported from General Laws and Technology with amendments (14-Y 0-N 1-A)
Rules suspended
Constitutional reading dispensed Block Vote (on 1st reading) (38-Y 0-N 0-A)
Passed by for the day Block Vote (Voice Vote)
Read second time
Committee amendments agreed to (Voice Vote)
Engrossed by Senate as amended (Voice Vote)
Read third time and passed Senate (38-Y 0-N 1-A)
Fiscal Impact Statement from State Corporation Commission (SB402)
Placed on Calendar
Read first time
Referred to Committee on Labor and Commerce
Assigned HCL sub: Subcommittee #2
House subcommittee offered
Subcommittee recommends reporting with substitute (6-Y 0-N)
Reported from Labor and Commerce with substitute (22-Y 0-N)
Committee substitute printed 26108168D-H1
Fiscal Impact Statement from State Corporation Commission (SB402)
Read second time
Read third time
committee substitute agreed to
Engrossed by House - committee substitute
Passed House with substitute (97-Y 0-N 0-A)
House substitute agreed to by Senate (40-Y 0-N 0-A)
Enrolled
Bill text as passed Senate and House (SB402ER)
Signed by President
Signed by Speaker
Enrolled Bill communicated to Governor on March 31, 2026
Governor's Action Deadline 11:59 p.m., April 13, 2026
Fiscal Impact Statement from State Corporation Commission (SB402)
Approved by Governor-Chapter 658 (Effective 1/1/2027)
Acts of Assembly Chapter text (CHAP0658)
Verify the information
- Official page on the Virginia Legislature website
- Housing Subcommittee Amendment (amendment)
- General Laws and Technology Amendment (amendment)
- General Laws and Technology Amendment (amendment)
- Fiscal Note/Analysis (supplement)
- Fiscal Note/Analysis (supplement)
- Fiscal Note/Analysis (supplement)
- Introduced (text)
- Engrossed (text)
- Comm Sub (text)
- Comm Sub (text)
- Comm Sub (text)
- Enrolled (text)
- Chaptered (text)
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