SB622Introduced in the Senate
Title insurance; schedule of risk rates, policy rates.
Introduced by Dave Marsden, District 35
What does this bill do?
Plain-English breakdown
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Official description
Title insurance; schedule of risk rates. Requires each title insurance company to publish its schedule of risk rates, including policies, endorsements, closing protection letter fees, any rate classifications or groupings, and any modifications or amendments. The bill prohibits a title insurance company or a title insurance agency or agent from charging a policy rate for a title insurance policy that exceeds those set forth in the title insurance company's published schedule of policy rates, with certain exceptions. Notwithstanding such prohibition, the bill permits a title insurance company or its agent to charge policy rates that it negotiates on policies insuring an owner-occupied primary residence in which a natural person or estate planning entity is in title.
Where it stands
Tabled in Courts of Justice (14-Y 4-N)
March 2, 2026
How did lawmakers vote?
House of Delegates votes
1 recorded vote · each counted separately
Senate votes
3 recorded votes · each counted separately
House of DelegatesStage: Tabled in Courts of Justice (14-Y 4-N) · March 2, 2026
14
Yes
4
No
4
Absent or Not Voting
22 delegates recorded in this House of Delegates vote. Colors show vote categories only, not whether a vote was good or bad.
What do people think?
Citizen Voice
How would you vote on this bill?
An unofficial public opinion poll. It does not affect the bill or the official vote.
One response per device. Location is self-reported and not verified. Results are informal and not a scientific survey.
See how each delegate voted
| Delegate | District | Vote |
|---|---|---|
| Patrick Hope | 1 | Yes |
| Richard Sullivan | 6 | Yes |
| Karen Keys-Gamarra | 7 | Yes |
| Karrie Delaney | 9 | Yes |
| Marcus Simon | 13 | Yes |
| Vivian Watts | 14 | Yes |
| Michelle Maldonado | 20 | Absent |
| Atoosa Reaser | 27 | Absent |
| Justin Pence | 33 | No |
| Will Davis | 39 | No |
Bill history
Prefiled and ordered printed; Offered 01-14-2026 26104036D
Referred to Committee on Commerce and Labor
Reported from Commerce and Labor with substitute (15-Y 0-N)
Senate committee offered
Committee substitute printed 26106256D-S1
Rules suspended
Constitutional reading dispensed Block Vote (on 1st reading) (40-Y 0-N 0-A)
Passed by for the day Block Vote (Voice Vote)
Passed by for the day
Read second time
Commerce and Labor Substitute agreed to
Engrossed by Senate (Voice Vote)
Engrossed by Senate - committee substitute
Read third time and passed Senate
Fiscal Impact Statement from State Corporation Commission (SB622)
Placed on Calendar
Read first time
Referred to Committee on Labor and Commerce
Assigned HCL sub: Subcommittee #1
Subcommittee recommends referring to Courts of Justice and rereferred to Courts of Justice (Voice Vote)
Referred from Labor and Commerce and referred to Courts of Justice and rereferred to Courts of Justice (Voice Vote)
Tabled in Courts of Justice (14-Y 4-N)
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