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SB693Introduced in the Senate

Motor vehicle insurance; unfair discrimination based on individual's consumer credit info., report.

Passed

Introduced by Emily Brewer, District 17

What does this bill do?

Plain-English breakdown

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Official description

Motor vehicle insurance; use of certain factors to establish rates prohibited. Prohibits an insurer from refusing to insure, refusing to continue to insure, or limiting the amount or extent of motor vehicle insurance coverage, or charge an individual a different rate for the same motor vehicle insurance coverage, solely because of such individual's consumer credit information or credit-based insurance score. The bill also directs the State Corporation Commission's Bureau of Insurance to study the use by insurers of an insured's or applicant's consumer credit information or credit-based insurance score in connection with underwriting motor vehicle insurance policies and to submit a report of its findings and recommendations by October 1, 2027.

Where it stands

Acts of Assembly Chapter text (CHAP0902)

April 13, 2026

How did lawmakers vote?

House of Delegates votes

5 recorded votes · each counted separately

Senate votes

6 recorded votes · each counted separately

SenateStage: House Amendments agreed to by Senate (39-Y 0-N 0-A) · March 5, 2026

39

Yes

0

No

1

Absent or Not Voting

40 senators recorded in this Senate vote. Colors show vote categories only, not whether a vote was good or bad.

See how each senator voted

SenatorDistrictVote
Elizabeth Bennett-Parker5Yes
Michael Jones77Yes
Timmy French1Yes
Mark Obenshain2Yes
Chris Head3Yes
David Suetterlein4Yes
Travis Hackworth5Yes
Todd Pillion6Yes
William Stanley7Yes
Mark Peake8Yes

Bill history

  1. Prefiled and ordered printed; Offered 01-14-2026 26105327D

  2. Referred to Committee on Commerce and Labor

  3. Senate committee offered

  4. Senate committee offered

  5. Reported from Commerce and Labor with substitute (11-Y 2-N 2-A)

  6. Committee substitute printed 26106231D-S1

  7. Rules suspended

  8. Constitutional reading dispensed Block Vote (on 1st reading) (40-Y 0-N 0-A)

  9. Passed by for the day Block Vote (Voice Vote)

  10. Passed by for the day

  11. Read second time

  12. Commerce and Labor Substitute agreed to

  13. Engrossed by Senate (Voice Vote)

  14. Engrossed by Senate - committee substitute

  15. Read third time and passed Senate (33-Y 2-N 1-A)

  16. Reconsideration of passage agreed to by Senate (33-Y 2-N 1-A)

  17. Read third time and passed Senate (36-Y 1-N 1-A)

  18. Placed on Calendar

  19. Read first time

  20. Referred to Committee on Labor and Commerce

  21. Fiscal Impact Statement from State Corporation Commission (SB693)

  22. Tabled in Labor and Commerce (14-Y 6-N)

  23. Removed from the Table by Labor and Commerce (18-Y 2-N)

  24. Assigned HCL sub: Subcommittee #1

  25. House subcommittee offered

  26. Subcommittee recommends reporting with amendment(s) (7-Y 1-N)

  27. Reported from Labor and Commerce with amendment(s) (19-Y 2-N)

  28. Read second time

  29. Read third time

  30. committee amendments agreed to

  31. Engrossed by House as amended

  32. Passed House with amendments (91-Y 7-N 0-A)

  33. House Amendments agreed to by Senate (39-Y 0-N 0-A)

  34. Enrolled

  35. Bill text as passed Senate and House (SB693ER)

  36. Signed by President

  37. Signed by Speaker

  38. Enrolled Bill communicated to Governor on March 14, 2026

  39. Governor's Action Deadline 11:59 p.m., April 13, 2026

  40. Fiscal Impact Statement from State Corporation Commission (SB693)

  41. Approved by Governor-Chapter 902 (effective 7/1/2026)

  42. Acts of Assembly Chapter text (CHAP0902)

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