HB5263Introduced in the House of Delegates
Relating to use of credit scores in applications for insurance
Introduced by Mike Pushkin, District 54
What does this bill do?
Plain-English breakdown
Writing a plain-English summary of this bill… this can take a few seconds the first time.
Official description
The purpose of this bill is to limit the use of a credit score to banking institution credit scoring for casualty insurance rate filings. The bill prohibits the use of credit scoring as a consideration in calculating insurance rates in homeowners or automobile liability policies. The bill prohibits the number of inquiries or the contents of a credit report or the use of credit score report from adversely affecting an application for insurance when disputed by the applicant; and when a credit score or report is utilized that it can only be generated by a banking institution.
Where it stands
To House Finance
February 5, 2026
How did lawmakers vote?
No recorded vote is available for this bill yet.
What do people think?
Citizen Voice
How would you vote on this bill?
An unofficial public opinion poll. It does not affect the bill or the official vote.
One response per device. Location is self-reported and not verified. Results are informal and not a scientific survey.
Bill history
Filed for introduction
To Finance
Introduced in House
To House Finance
Verify the information
Our commitment to neutrality
We provide factual information only. We never tell you which politicians or bills to support, and we do not rank, score, or endorse anyone.