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SB427Introduced in the Senate

Relating to loan form

Passed

Introduced by Robbie Morris, District 11

What does this bill do?

Plain-English breakdown

Writing a plain-English summary of this bill… this can take a few seconds the first time.

Official description

The purpose of this bill is to modify the type of writing required to be maintained by a licensed residential mortgage lender, broker, or servicer regarding loan fees or points

Where it stands

Approved by Governor 3/25/2026 - House Journal

March 14, 2026

How did lawmakers vote?

House of Delegates votes

1 recorded vote · each counted separately

Senate votes

2 recorded votes · each counted separately

SenateStage: Senate concurred in House amendments and passed bill (Roll No. 623) · March 14, 2026

34

Yes

0

No

0

Absent or Not Voting

34 senators recorded in this Senate vote. Colors show vote categories only, not whether a vote was good or bad.

See how each senator voted

Bill history

  1. Filed for introduction

  2. To Banking and Insurance then Finance

  3. Introduced in Senate

  4. To Banking and Insurance

  5. Reported do pass, but first to Finance

  6. To Finance

  7. Reported do pass

  8. On 1st reading

  9. Read 1st time

  10. On 2nd reading

  11. Read 2nd time

  12. On 3rd reading

  13. Read 3rd time

  14. Passed Senate (Roll No. 33)

  15. Ordered to House

  16. House received Senate message

  17. Introduced in House

  18. To Finance

  19. To House Finance

  20. With amendment, do pass

  21. On 1st reading, Special Calendar

  22. Read 1st time

  23. On 2nd reading, Special Calendar

  24. Read 2nd time

  25. Amendment reported by the Clerk

  26. Committee amendment adopted (Voice vote)

  27. On 3rd reading, Special Calendar

  28. Read 3rd time

  29. Passed House (Roll No. 527)

  30. Communicated to Senate

  31. House Message received

  32. Senate concurred in House amendments and passed bill (Roll No. 623)

  33. Communicated to House

  34. Completed legislative action

  35. To Governor 3/18/2026

  36. To Governor 3/18/2026 - Senate Journal

  37. Approved by Governor 3/25/2026

  38. Approved by Governor 3/25/2026 - Senate Journal

  39. Approved by Governor 3/25/2026 - House Journal

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